Title Insurance on a $150,000 Home in Pennsylvania
An owner's title policy on a $150,000 purchase in Pennsylvania costs about $1,310, and the lender's policy issued with it about $0, $1,310 for both. The owner's policy rate is $18.97 per $1,000 up to $30,000, $7.41 per $1,000 from $30,000 to $45,000, $6.27 per $1,000 from $45,000 to $100,000, $5.70 per $1,000 from $100,000 to $500,000, $4.56 per $1,000 from $500,000 to $1,000,000, $3.42 per $1,000 from $1,000,000 to $2,000,000, $2.28 per $1,000 from $2,000,000 to $7,000,000, $1.71 per $1,000 from $7,000,000 to $30,000,000, $1.42 per $1,000 above $30,000,000, with a minimum premium of $569 (the price is rounded up to the next $1,000).
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $1,310 | $0 | $1,310 |
| $200,000 | $1,595 | $0 | $1,595 |
| $250,000 | $1,880 | $0 | $1,880 |
| $300,000 | $2,165 | $0 | $2,165 |
| $350,000 | $2,450 | $0 | $2,450 |
| $400,000 | $2,735 | $0 | $2,735 |
| $450,000 | $3,020 | $0 | $3,020 |
| $500,000 | $3,305 | $0 | $3,305 |
| $600,000 | $3,761 | $0 | $3,761 |
| $700,000 | $4,217 | $0 | $4,217 |
| $800,000 | $4,673 | $0 | $4,673 |
| $1,000,000 | $5,585 | $0 | $5,585 |
Pennsylvania title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Pennsylvania rate schedule.
Who pays
Who pays for the owner's policy in Pennsylvania is negotiable in the purchase contract. Pennsylvania has no statute assigning the owner's title insurance premium; local custom reported by PA real estate practitioners is that the buyer typically pays in most of the state, though this varies by region and is negotiable in the agreement of sale.
Frequently asked questions
How much is title insurance on a $150,000 house in Pennsylvania?
About $1,310 for the owner's policy and $0 for the lender's policy when both are issued at closing, $1,310 in total, computed from the Pennsylvania rate schedule. The owner's policy rate is $18.97 per $1,000 up to $30,000, $7.41 per $1,000 from $30,000 to $45,000, $6.27 per $1,000 from $45,000 to $100,000, $5.70 per $1,000 from $100,000 to $500,000, $4.56 per $1,000 from $500,000 to $1,000,000, $3.42 per $1,000 from $1,000,000 to $2,000,000, $2.28 per $1,000 from $2,000,000 to $7,000,000, $1.71 per $1,000 from $7,000,000 to $30,000,000, $1.42 per $1,000 above $30,000,000, with a minimum premium of $569 (the price is rounded up to the next $1,000).
Who pays for title insurance in Pennsylvania?
Who pays for the owner's policy in Pennsylvania is negotiable in the purchase contract. Pennsylvania has no statute assigning the owner's title insurance premium; local custom reported by PA real estate practitioners is that the buyer typically pays in most of the state, though this varies by region and is negotiable in the agreement of sale.
Sources
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Pennsylvania title insurance overview → All Pennsylvania buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Pennsylvania title insurance