Dauphin County, Pennsylvania Title Insurance Cost
On the Dauphin County median home price of $222,300, an owner's title policy costs about $1,726 and the lender's policy issued with it about $0, under the Pennsylvania rate schedule. Median price source.
Dauphin County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $1,310 | $0 | $1,310 |
| $200,000 | $1,595 | $0 | $1,595 |
| $250,000 | $1,880 | $0 | $1,880 |
| $300,000 | $2,165 | $0 | $2,165 |
| $350,000 | $2,450 | $0 | $2,450 |
| $400,000 | $2,735 | $0 | $2,735 |
| $450,000 | $3,020 | $0 | $3,020 |
| $500,000 | $3,305 | $0 | $3,305 |
| $600,000 | $3,761 | $0 | $3,761 |
| $700,000 | $4,217 | $0 | $4,217 |
| $800,000 | $4,673 | $0 | $4,673 |
| $1,000,000 | $5,585 | $0 | $5,585 |
Pennsylvania uses filed rates: underwriters file their rate manuals with the state insurance department, and the filed schedule below is what a policy costs; competing underwriters file similar or identical schedules.
Pennsylvania title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Pennsylvania rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Pennsylvania is negotiable in the purchase contract. Pennsylvania has no statute assigning the owner's title insurance premium; local custom reported by PA real estate practitioners is that the buyer typically pays in most of the state, though this varies by region and is negotiable in the agreement of sale.
Frequently asked questions
How much is title insurance in Dauphin County?
On the Dauphin County median home price of $222,300, an owner's policy costs about $1,726 and the lender's policy $0, about $1,726 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Dauphin County?
Who pays for the owner's policy in Pennsylvania is negotiable in the purchase contract. Pennsylvania has no statute assigning the owner's title insurance premium; local custom reported by PA real estate practitioners is that the buyer typically pays in most of the state, though this varies by region and is negotiable in the agreement of sale.
Nearby Pennsylvania counties
- Columbia County $199,200
- Crawford County $143,400
- Cumberland County $261,900
- Delaware County $302,400
- Elk County $128,600
- Erie County $169,500
Sources
- Manual of the Title Insurance Rating Bureau of Pennsylvania, Section 5.50 Schedule of Rates - Company or Agent Procedure, approved effective 08/01/2024
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
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Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Pennsylvania title insurance