Title Insurance on a $450,000 Home in Rhode Island
An owner's title policy on a $450,000 purchase in Rhode Island costs about $1,575, and the lender's policy issued with it about $50, $1,625 for both. The owner's policy rate is $3.50 per $1,000 up to $2,000,000, $3 per $1,000 above $2,000,000, with a minimum premium of $100 (the price is rounded up to the next $1,000).
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $525 | $50 | $575 |
| $200,000 | $700 | $50 | $750 |
| $250,000 | $875 | $50 | $925 |
| $300,000 | $1,050 | $50 | $1,100 |
| $350,000 | $1,225 | $50 | $1,275 |
| $400,000 | $1,400 | $50 | $1,450 |
| $450,000 | $1,575 | $50 | $1,625 |
| $500,000 | $1,750 | $50 | $1,800 |
| $600,000 | $2,100 | $50 | $2,150 |
| $700,000 | $2,450 | $50 | $2,500 |
| $800,000 | $2,800 | $50 | $2,850 |
| $1,000,000 | $3,500 | $50 | $3,550 |
Rhode Island title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Rhode Island rate schedule.
Who pays
Who pays for the owner's policy in Rhode Island is negotiable in the purchase contract.
Frequently asked questions
How much is title insurance on a $450,000 house in Rhode Island?
About $1,575 for the owner's policy and $50 for the lender's policy when both are issued at closing, $1,625 in total, computed from the Rhode Island rate schedule. The owner's policy rate is $3.50 per $1,000 up to $2,000,000, $3 per $1,000 above $2,000,000, with a minimum premium of $100 (the price is rounded up to the next $1,000).
Who pays for title insurance in Rhode Island?
Who pays for the owner's policy in Rhode Island is negotiable in the purchase contract.
Sources
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Rhode Island title insurance overview → All Rhode Island buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Rhode Island title insurance