Washington County, Rhode Island Title Insurance Cost
On the Washington County median home price of $469,800, an owner's title policy costs about $1,645 and the lender's policy issued with it about $50, under the Rhode Island rate schedule. Median price source.
Washington County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $525 | $50 | $575 |
| $200,000 | $700 | $50 | $750 |
| $250,000 | $875 | $50 | $925 |
| $300,000 | $1,050 | $50 | $1,100 |
| $350,000 | $1,225 | $50 | $1,275 |
| $400,000 | $1,400 | $50 | $1,450 |
| $450,000 | $1,575 | $50 | $1,625 |
| $500,000 | $1,750 | $50 | $1,800 |
| $600,000 | $2,100 | $50 | $2,150 |
| $700,000 | $2,450 | $50 | $2,500 |
| $800,000 | $2,800 | $50 | $2,850 |
| $1,000,000 | $3,500 | $50 | $3,550 |
Rhode Island uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
Rhode Island title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Rhode Island rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Rhode Island is negotiable in the purchase contract.
Frequently asked questions
How much is title insurance in Washington County?
On the Washington County median home price of $469,800, an owner's policy costs about $1,645 and the lender's policy $50, about $1,695 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Washington County?
Who pays for the owner's policy in Rhode Island is negotiable in the purchase contract.
Nearby Rhode Island counties
- Kent County $333,900
- Newport County $559,700
- Providence County $339,100
Sources
- WFG National Title Insurance Company, Rhode Island Title Insurance Rate Manual, Section 3 Basic Rate Table, effective March 1, 2023
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Rhode Island title insurance at every price →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Rhode Island title insurance