Title Insurance on a $150,000 Home in Tennessee
An owner's title policy on a $150,000 purchase in Tennessee costs about $1,084, and the lender's policy issued with it about $50, $1,134 for both. The owner's policy rate is $200 per $1,000 up to $1,000, $6.50 per $1,000 from $1,000 to $100,000, $4.80 per $1,000 from $100,000 to $500,000, $3.15 per $1,000 from $500,000 to $1,000,000, $2.10 per $1,000 from $1,000,000 to $5,000,000, $1.60 per $1,000 from $5,000,000 to $10,000,000, $1.35 per $1,000 from $10,000,000 to $15,000,000, $0 per $1,000 above $15,000,000, with a minimum premium of $200 (the price is rounded up to the next $1,000).
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $1,084 | $50 | $1,134 |
| $200,000 | $1,324 | $50 | $1,374 |
| $250,000 | $1,564 | $50 | $1,614 |
| $300,000 | $1,804 | $50 | $1,854 |
| $350,000 | $2,044 | $50 | $2,094 |
| $400,000 | $2,284 | $50 | $2,334 |
| $450,000 | $2,524 | $50 | $2,574 |
| $500,000 | $2,764 | $50 | $2,814 |
| $600,000 | $3,079 | $50 | $3,129 |
| $700,000 | $3,394 | $50 | $3,444 |
| $800,000 | $3,709 | $50 | $3,759 |
| $1,000,000 | $4,339 | $50 | $4,389 |
Tennessee title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Tennessee rate schedule.
Who pays
Who pays for the owner's policy in Tennessee is negotiable in the purchase contract. Source
Frequently asked questions
How much is title insurance on a $150,000 house in Tennessee?
About $1,084 for the owner's policy and $50 for the lender's policy when both are issued at closing, $1,134 in total, computed from the Tennessee rate schedule. The owner's policy rate is $200 per $1,000 up to $1,000, $6.50 per $1,000 from $1,000 to $100,000, $4.80 per $1,000 from $100,000 to $500,000, $3.15 per $1,000 from $500,000 to $1,000,000, $2.10 per $1,000 from $1,000,000 to $5,000,000, $1.60 per $1,000 from $5,000,000 to $10,000,000, $1.35 per $1,000 from $10,000,000 to $15,000,000, $0 per $1,000 above $15,000,000, with a minimum premium of $200 (the price is rounded up to the next $1,000).
Who pays for title insurance in Tennessee?
Who pays for the owner's policy in Tennessee is negotiable in the purchase contract. Source
Sources
- Stewart Title Guaranty Company, Schedule of Charges and Forms for Title Insurance in the State of Tennessee, Schedule G (Davidson County), last updated 2/4/2022
- Who pays for the owner's policy in Tennessee
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Tennessee title insurance overview → All Tennessee buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Tennessee title insurance