Obion County, Tennessee Title Insurance Cost
On the Obion County median home price of $122,700, an owner's title policy costs about $954 and the lender's policy issued with it about $50, under the Tennessee rate schedule. Median price source.
Obion County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $1,084 | $50 | $1,134 |
| $200,000 | $1,324 | $50 | $1,374 |
| $250,000 | $1,564 | $50 | $1,614 |
| $300,000 | $1,804 | $50 | $1,854 |
| $350,000 | $2,044 | $50 | $2,094 |
| $400,000 | $2,284 | $50 | $2,334 |
| $450,000 | $2,524 | $50 | $2,574 |
| $500,000 | $2,764 | $50 | $2,814 |
| $600,000 | $3,079 | $50 | $3,129 |
| $700,000 | $3,394 | $50 | $3,444 |
| $800,000 | $3,709 | $50 | $3,759 |
| $1,000,000 | $4,339 | $50 | $4,389 |
Tennessee uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
Tennessee title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Tennessee rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Tennessee is negotiable in the purchase contract. Source
Frequently asked questions
How much is title insurance in Obion County?
On the Obion County median home price of $122,700, an owner's policy costs about $954 and the lender's policy $50, about $1,004 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Obion County?
Who pays for the owner's policy in Tennessee is negotiable in the purchase contract. Source
Nearby Tennessee counties
- Montgomery County $248,300
- Moore County $259,300
- Morgan County $144,000
- Overton County $171,700
- Perry County $113,800
- Pickett County $162,200
Sources
- Stewart Title Guaranty Company, Schedule of Charges and Forms for Title Insurance in the State of Tennessee, Schedule G (Davidson County), last updated 2/4/2022
- Who pays for the owner's policy in Tennessee
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
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Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Tennessee title insurance