Title Insurance on a $700,000 Home in Washington
An owner's title policy on a $700,000 purchase in Washington costs about $1,070, and the lender's policy issued with it about $696, $1,766 for both. The owner's policy premium comes from the rate table in the filed manual (a fixed dollar amount per price bracket, minimum $300).
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $385 | $385 | $770 |
| $200,000 | $468 | $398 | $866 |
| $250,000 | $550 | $413 | $963 |
| $300,000 | $608 | $426 | $1,034 |
| $350,000 | $666 | $433 | $1,099 |
| $400,000 | $723 | $470 | $1,193 |
| $450,000 | $781 | $508 | $1,289 |
| $500,000 | $839 | $545 | $1,384 |
| $600,000 | $954 | $620 | $1,574 |
| $700,000 | $1,070 | $696 | $1,766 |
| $800,000 | $1,185 | $770 | $1,955 |
| $1,000,000 | $1,416 | $920 | $2,336 |
Washington title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Washington rate schedule.
Who pays
Who pays for the owner's policy in Washington is negotiable in the purchase contract. This is contractual custom rather than a statutory default and was not independently verified against a current NWMLS form.
Frequently asked questions
How much is title insurance on a $700,000 house in Washington?
About $1,070 for the owner's policy and $696 for the lender's policy when both are issued at closing, $1,766 in total, computed from the Washington rate schedule. The owner's policy premium comes from the rate table in the filed manual (a fixed dollar amount per price bracket, minimum $300).
Who pays for title insurance in Washington?
Who pays for the owner's policy in Washington is negotiable in the purchase contract. This is contractual custom rather than a statutory default and was not independently verified against a current NWMLS form.
Sources
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Washington title insurance overview → All Washington buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Washington title insurance