Thurston County, Washington Title Insurance Cost
On the Thurston County median home price of $451,500, an owner's title policy costs about $839 and the lender's policy issued with it about $545, under the Washington rate schedule. Median price source.
Thurston County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $385 | $385 | $770 |
| $200,000 | $468 | $398 | $866 |
| $250,000 | $550 | $413 | $963 |
| $300,000 | $608 | $426 | $1,034 |
| $350,000 | $666 | $433 | $1,099 |
| $400,000 | $723 | $470 | $1,193 |
| $450,000 | $781 | $508 | $1,289 |
| $500,000 | $839 | $545 | $1,384 |
| $600,000 | $954 | $620 | $1,574 |
| $700,000 | $1,070 | $696 | $1,766 |
| $800,000 | $1,185 | $770 | $1,955 |
| $1,000,000 | $1,416 | $920 | $2,336 |
Washington uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
Washington title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Washington rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Washington is negotiable in the purchase contract. This is contractual custom rather than a statutory default and was not independently verified against a current NWMLS form.
Frequently asked questions
How much is title insurance in Thurston County?
On the Thurston County median home price of $451,500, an owner's policy costs about $839 and the lender's policy $545, about $1,384 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Thurston County?
Who pays for the owner's policy in Washington is negotiable in the purchase contract. This is contractual custom rather than a statutory default and was not independently verified against a current NWMLS form.
Nearby Washington counties
- Snohomish County $644,600
- Spokane County $370,500
- Stevens County $308,000
- Wahkiakum County $344,500
- Walla Walla County $375,600
- Whatcom County $536,100
Sources
- WFG National Title Insurance Company, Rate and Rules for the State of Washington, Section I Basic Rate Table, effective May 1, 2023
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Washington title insurance at every price →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Washington title insurance