Title Insurance on a $200,000 Home in Wisconsin
An owner's title policy on a $200,000 purchase in Wisconsin costs about $1,198, and the lender's policy issued with it about $500, $1,698 for both. The owner's policy rate is $36.67 per $1,000 up to $15,000, $3.50 per $1,000 from $15,000 to $250,000, $2.50 per $1,000 from $250,000 to $500,000, $1 per $1,000 from $500,000 to $2,000,000, $0.85 per $1,000 from $2,000,000 to $10,000,000, $0.65 per $1,000 from $10,000,000 to $50,000,000, $0.55 per $1,000 above $50,000,000, with a minimum premium of $550 (the price is rounded up to the next $1,000).
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $1,023 | $500 | $1,523 |
| $200,000 | $1,198 | $500 | $1,698 |
| $250,000 | $1,373 | $500 | $1,873 |
| $300,000 | $1,498 | $500 | $1,998 |
| $350,000 | $1,623 | $500 | $2,123 |
| $400,000 | $1,748 | $500 | $2,248 |
| $450,000 | $1,873 | $500 | $2,373 |
| $500,000 | $1,998 | $500 | $2,498 |
| $600,000 | $2,098 | $500 | $2,598 |
| $700,000 | $2,198 | $500 | $2,698 |
| $800,000 | $2,298 | $500 | $2,798 |
| $1,000,000 | $2,498 | $500 | $2,998 |
Wisconsin title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Wisconsin rate schedule.
Who pays
Who pays for the owner's policy in Wisconsin is negotiable in the purchase contract. The buyer typically pays for the lender's/mortgagee's policy. The WB-11 Wisconsin Offer to Purchase can reassign this. Source
Frequently asked questions
How much is title insurance on a $200,000 house in Wisconsin?
About $1,198 for the owner's policy and $500 for the lender's policy when both are issued at closing, $1,698 in total, computed from the Wisconsin rate schedule. The owner's policy rate is $36.67 per $1,000 up to $15,000, $3.50 per $1,000 from $15,000 to $250,000, $2.50 per $1,000 from $250,000 to $500,000, $1 per $1,000 from $500,000 to $2,000,000, $0.85 per $1,000 from $2,000,000 to $10,000,000, $0.65 per $1,000 from $10,000,000 to $50,000,000, $0.55 per $1,000 above $50,000,000, with a minimum premium of $550 (the price is rounded up to the next $1,000).
Who pays for title insurance in Wisconsin?
Who pays for the owner's policy in Wisconsin is negotiable in the purchase contract. The buyer typically pays for the lender's/mortgagee's policy. The WB-11 Wisconsin Offer to Purchase can reassign this. Source
Sources
- WFG National Title Insurance Company, State of Wisconsin Manual of Title Insurance Premiums, effective June 23, 2025
- Who pays for the owner's policy in Wisconsin
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Wisconsin title insurance overview → All Wisconsin buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Wisconsin title insurance