Waukesha, Wisconsin Title Insurance Cost
On the Waukesha median home price of $286,600, an owner's title policy costs about $1,465 and the lender's policy issued with it about $500, under the Wisconsin rate schedule. Median price source.
Waukesha title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $1,023 | $500 | $1,523 |
| $200,000 | $1,198 | $500 | $1,698 |
| $250,000 | $1,373 | $500 | $1,873 |
| $300,000 | $1,498 | $500 | $1,998 |
| $350,000 | $1,623 | $500 | $2,123 |
| $400,000 | $1,748 | $500 | $2,248 |
| $450,000 | $1,873 | $500 | $2,373 |
| $500,000 | $1,998 | $500 | $2,498 |
| $600,000 | $2,098 | $500 | $2,598 |
| $700,000 | $2,198 | $500 | $2,698 |
| $800,000 | $2,298 | $500 | $2,798 |
| $1,000,000 | $2,498 | $500 | $2,998 |
Wisconsin uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
Wisconsin title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Wisconsin rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Wisconsin is negotiable in the purchase contract. The buyer typically pays for the lender's/mortgagee's policy. The WB-11 Wisconsin Offer to Purchase can reassign this. Source
Frequently asked questions
How much is title insurance in Waukesha?
On the Waukesha median home price of $286,600, an owner's policy costs about $1,465 and the lender's policy $500, about $1,965 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Waukesha?
Who pays for the owner's policy in Wisconsin is negotiable in the purchase contract. The buyer typically pays for the lender's/mortgagee's policy. The WB-11 Wisconsin Offer to Purchase can reassign this. Source
Nearby Wisconsin cities
- Milwaukee $172,000
- Oshkosh $168,400
- Racine $158,100
- West Allis $191,700
Sources
- WFG National Title Insurance Company, State of Wisconsin Manual of Title Insurance Premiums, effective June 23, 2025
- Who pays for the owner's policy in Wisconsin
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Wisconsin title insurance at every price →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Wisconsin title insurance