Frederick County Transfer Tax
Frederick County charges 1.2% of the purchase price on top of the Maryland state tax (0.5% of the purchase price). On a $446,900 home that is $7,598 in total. Frederick County recordation tax The first $50,000 (or another county-set threshold) of consideration for an owner-occupied principal residence may be exempt from part of the recordation tax; the state's own first-$100,000 exemption on the state transfer tax applies separately. (from the county recorder research, 2026-09-22)
Frederick County transfer tax by purchase price
| Purchase price | State tax | Frederick County | Total |
|---|---|---|---|
| $150,000 | $750 | $1,800 | $2,550 |
| $200,000 | $1,000 | $2,400 | $3,400 |
| $250,000 | $1,250 | $3,000 | $4,250 |
| $300,000 | $1,500 | $3,600 | $5,100 |
| $350,000 | $1,750 | $4,200 | $5,950 |
| $400,000 | $2,000 | $4,800 | $6,800 |
| $450,000 | $2,250 | $5,400 | $7,650 |
| $500,000 | $2,500 | $6,000 | $8,500 |
| $600,000 | $3,000 | $7,200 | $10,200 |
| $700,000 | $3,500 | $8,400 | $11,900 |
| $800,000 | $4,000 | $9,600 | $13,600 |
| $1,000,000 | $5,000 | $12,000 | $17,000 |
Transfer tax calculator
Who pays
Negotiable. Frederick County recordation tax The first $50,000 (or another county-set threshold) of consideration for an owner-occupied principal residence may be exempt from part of the recordation tax; the state's own first-$100,000 exemption on the state transfer tax applies separately. (from the county recorder research, 2026-09-22)
Frequently asked questions
How much is the transfer tax in Frederick County?
Frederick County charges 1.2% of the purchase price, on top of the Maryland state tax, so a $446,900 home pays $7,598 in total ($2,235 state, $5,363 local).
Who pays the Frederick County transfer tax?
Negotiable. Frederick County recordation tax The first $50,000 (or another county-set threshold) of consideration for an owner-occupied principal residence may be exempt from part of the recordation tax; the state's own first-$100,000 exemption on the state transfer tax applies separately. (from the county recorder research, 2026-09-22)
Sources
- Maryland Tax-Property Article 13-203
- Who pays
- Maryland Association of Counties, Section 7 - Recordation and Transfer Taxes (fetched and parsed directly this session via pdftotext): Frederick County's recordation tax rate is $6.00 per $500 of value (1.2%), the HIGHEST rate of any Maryland county tied with Talbot
Rates as the statute or revenue department publishes them, checked 2026-09-22. Figures are computed from those rates and rounded to the dollar; exemptions for first-time buyers or principal residences are noted where they exist and are not applied. All sources.
Maryland transfer tax overview → All Maryland buyer closing costs →
Figures are computed from the statutes and ordinances cited above and rounded to the dollar. This is general information, not tax or legal advice.
Maryland transfer tax