Harford County Transfer Tax
Harford County charges 0.66% of the purchase price on top of the Maryland state tax (0.5% of the purchase price). On a $446,900 home that is $5,185 in total. Harford County recordation tax Maryland's standard first-time-homebuyer and other recordation/transfer tax exemptions may reduce the effective rate; not modeled here. (from the county recorder research, 2026-09-22)
Harford County transfer tax by purchase price
| Purchase price | State tax | Harford County | Total |
|---|---|---|---|
| $150,000 | $750 | $990 | $1,740 |
| $200,000 | $1,000 | $1,320 | $2,320 |
| $250,000 | $1,250 | $1,650 | $2,900 |
| $300,000 | $1,500 | $1,980 | $3,480 |
| $350,000 | $1,750 | $2,310 | $4,060 |
| $400,000 | $2,000 | $2,640 | $4,640 |
| $450,000 | $2,250 | $2,970 | $5,220 |
| $500,000 | $2,500 | $3,300 | $5,800 |
| $600,000 | $3,000 | $3,960 | $6,960 |
| $700,000 | $3,500 | $4,620 | $8,120 |
| $800,000 | $4,000 | $5,280 | $9,280 |
| $1,000,000 | $5,000 | $6,600 | $11,600 |
Transfer tax calculator
Who pays
Negotiable. Harford County recordation tax Maryland's standard first-time-homebuyer and other recordation/transfer tax exemptions may reduce the effective rate; not modeled here. (from the county recorder research, 2026-09-22)
Frequently asked questions
How much is the transfer tax in Harford County?
Harford County charges 0.66% of the purchase price, on top of the Maryland state tax, so a $446,900 home pays $5,185 in total ($2,235 state, $2,950 local).
Who pays the Harford County transfer tax?
Negotiable. Harford County recordation tax Maryland's standard first-time-homebuyer and other recordation/transfer tax exemptions may reduce the effective rate; not modeled here. (from the county recorder research, 2026-09-22)
Sources
- Maryland Tax-Property Article 13-203
- Who pays
- Harford County, MD, Transfer/Recordation Tax page; rate cross-checked against the Maryland Association of Counties' Section 7 summary (fetched and parsed directly this session via pdftotext), which lists Harford's recordation tax as $3.30 per $500 (0.66%)
Rates as the statute or revenue department publishes them, checked 2026-09-22. Figures are computed from those rates and rounded to the dollar; exemptions for first-time buyers or principal residences are noted where they exist and are not applied. All sources.
Maryland transfer tax overview → All Maryland buyer closing costs →
Figures are computed from the statutes and ordinances cited above and rounded to the dollar. This is general information, not tax or legal advice.
Maryland transfer tax