Montgomery County Local Transfer Tax
Montgomery County (local transfer tax) charges marginal brackets: 0.25% up to $40,000, 0.5% from $40,000 to $70,000, 1% above $70,000 on top of the Maryland state tax (0.5% of the purchase price). On a $446,900 home that is $6,254 in total. Tiered rate applies to improved residential property (most homes reach the top 1.0% band quickly). Special rates apply to farmland, rezoned land, and conversions (not modeled).
Montgomery County (local transfer tax) transfer tax by purchase price
| Purchase price | State tax | Montgomery County (local transfer tax) | Total |
|---|---|---|---|
| $150,000 | $750 | $1,050 | $1,800 |
| $200,000 | $1,000 | $1,550 | $2,550 |
| $250,000 | $1,250 | $2,050 | $3,300 |
| $300,000 | $1,500 | $2,550 | $4,050 |
| $350,000 | $1,750 | $3,050 | $4,800 |
| $400,000 | $2,000 | $3,550 | $5,550 |
| $450,000 | $2,250 | $4,050 | $6,300 |
| $500,000 | $2,500 | $4,550 | $7,050 |
| $600,000 | $3,000 | $5,550 | $8,550 |
| $700,000 | $3,500 | $6,550 | $10,050 |
| $800,000 | $4,000 | $7,550 | $11,550 |
| $1,000,000 | $5,000 | $9,550 | $14,550 |
Transfer tax calculator
Who pays
Negotiable. Tiered rate applies to improved residential property (most homes reach the top 1.0% band quickly). Special rates apply to farmland, rezoned land, and conversions (not modeled).
Frequently asked questions
How much is the transfer tax in Montgomery County (local transfer tax)?
Montgomery County (local transfer tax) charges marginal brackets: 0.25% up to $40,000, 0.5% from $40,000 to $70,000, 1% above $70,000, on top of the Maryland state tax, so a $446,900 home pays $6,254 in total ($2,235 state, $4,019 local).
Who pays the Montgomery County (local transfer tax) transfer tax?
Negotiable. Tiered rate applies to improved residential property (most homes reach the top 1.0% band quickly). Special rates apply to farmland, rezoned land, and conversions (not modeled).
Sources
- Maryland Tax-Property Article 13-203
- Who pays
- Gordon Feinblatt LLC, Recordation and Transfer Tax Rates in Maryland Explained
Rates as the statute or revenue department publishes them, checked 2026-09-22. Figures are computed from those rates and rounded to the dollar; exemptions for first-time buyers or principal residences are noted where they exist and are not applied. All sources.
Maryland transfer tax overview → All Maryland buyer closing costs →
Figures are computed from the statutes and ordinances cited above and rounded to the dollar. This is general information, not tax or legal advice.
Maryland transfer tax