New Mexico Transfer Tax

New Mexico has no state real estate transfer tax on home sales (statute). New Mexico imposes no state or local real estate transfer/deed excise tax on residential sales.

Frequently asked questions

Does New Mexico have a transfer tax?

No. New Mexico does not levy a state real estate transfer, deed or documentary stamp tax on home sales. New Mexico imposes no state or local real estate transfer/deed excise tax on residential sales.

What does a New Mexico buyer pay at closing instead?

Title insurance, lender fees, recording fees for the deed and mortgage, and prepaid taxes and insurance. See the New Mexico closing-cost page for each line.

Sources

Rates as the statute or revenue department publishes them, checked 2026-09-22. Figures are computed from those rates and rounded to the dollar; exemptions for first-time buyers or principal residences are noted where they exist and are not applied. All sources.

All New Mexico buyer closing costs → New Mexico title insurance cost →

Transfer tax in every state