Duval County, Florida Closing Costs
On the $274,900 median Duval County home, the county-specific closing items come to about $3,483: transfer tax $1,924, title insurance $1,475, recording fees $84. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Recording fees | Total |
|---|---|---|---|---|
| $150,000 | $1,050 | $850 | $84 | $1,984 |
| $200,000 | $1,400 | $1,100 | $84 | $2,584 |
| $250,000 | $1,750 | $1,350 | $84 | $3,184 |
| $300,000 | $2,100 | $1,600 | $84 | $3,784 |
| $350,000 | $2,450 | $1,850 | $84 | $4,384 |
| $400,000 | $2,800 | $2,100 | $84 | $4,984 |
| $450,000 | $3,150 | $2,350 | $84 | $5,584 |
| $500,000 | $3,500 | $2,600 | $84 | $6,184 |
| $600,000 | $4,200 | $3,100 | $84 | $7,384 |
| $700,000 | $4,900 | $3,600 | $84 | $8,584 |
| $800,000 | $5,600 | $4,100 | $84 | $9,784 |
| $1,000,000 | $7,000 | $5,100 | $84 | $12,184 |
Frequently asked questions
How much are closing costs in Duval County?
On the $274,900 median home, the county-specific items come to about $3,483: transfer tax $1,924, title insurance $1,450 for the owner's policy and $25 for the lender's, and about $84 to record the deed and mortgage. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Duval County?
The seller customarily pays the Florida transfer tax. Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- Fla. Stat. Sec. 201.02 ('on each $100 of the consideration therefor the tax shall be 70 cents')
- Fla. Admin. Code R. 69O-186.003, Title Insurance Rates (Office of Insurance Regulation, promulgated under Fla. Stat. 627.782), rule text effective 01/27/2002, current version
- Duval County Clerk of the Circuit Court, Official Records fee schedule
Figures are computed from the documents above and rounded to the dollar. All sources.
All Florida buyer closing costs → Duval County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Duval County overview