Vermont Home Buyer Rebate: See How Much Cash You Get Back

Can you get money back at closing?

About rebates

Commission rebates to buyers are legal in Vermont. Most buyers can get about 2% of the home price back in cash at closing.

Some states let your agent share part of the commission with you. About 2% of the price is typical when it is legal. Rules differ by state; the plan checks yours.

Legal. About $8,800 back.

Vermont allows buyer rebates. At 2% of a $440,000 home that is $8,800 at closing.

State ruleAllowed
Typical rebateAbout 2% of price
On a $440,000 home$8,800
See how much help you could getOpens your plan with $440,000 filled in
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Vermont rebate policy and key takeaways

Vermont rebate policy

In Vermont, a buyer's agent may share part of their commission with the buyer they represent, and this is legal. Because the buyer's-agent commission is already built into the home's price, a rebate simply returns part of that money to you at closing.

Vermont has no rule specifically restricting buyer rebates; this is the official Real Estate Commission page.

In Vermont, home buyers can typically get about 2% of the purchase price back as a commission rebate at closing, roughly $8,768 on Vermont's median-priced home (about $438,400). It is legal here, and it returns money that is already built into the price.

Frequently asked questions

Frequently asked questions

Are home buyer rebates legal in Vermont?

Yes. Commission rebates to buyers are legal in Vermont. Most buyers can get about 2% of the price back in cash at closing.

How much is a buyer rebate in Vermont?

About 2% of the purchase price, paid to you in cash at closing. On Vermont's median-priced home (about $438,400) that is roughly $8,768.

How do I get a rebate when buying a house in Vermont?

Ask a buyer's agent, before you sign a representation agreement, whether they will rebate part of their commission. If they agree, get it in writing; it usually comes as a credit toward your closing costs or a check after closing.

Does a buyer rebate cost me anything?

No. The rebate comes out of the buyer's-agent commission, which the seller pays and which is already built into the home's price. A rebate simply returns part of that money to you, at no extra cost.

Is a buyer rebate taxable in Vermont?

Generally no. The IRS treats a buyer rebate as a reduction in the home's purchase price, not income, so you lower your cost basis by the rebate amount instead of paying tax on it (IRS Letter Ruling 157111-06). This is general information, not tax advice.

Official sources

Official sources

More about rebates

Vermont home buying costs by county

Property tax, loan limits, closing costs and first-time buyer help for each Vermont county, to set beside your rebate.

All 14 Vermont counties

Every Vermont county →

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See how Vermont's rebate ranks against every state →

See Vermont closing costs and how a rebate offsets them →

This is general information, not legal advice. Rules change, so confirm the current rule with your state real estate agency (linked above) before you rely on it.

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