Oregon Home Buyer Rebate: See How Much Cash You Get Back

Can you get money back at closing?

About rebates

Commission rebates to buyers are not permitted in Oregon. You can still negotiate the buyer agent commission down before you sign anything.

Some states let your agent share part of the commission with you. About 2% of the price is typical when it is legal. Rules differ by state; the plan checks yours.

Not allowed here.

Buyer commission rebates are not permitted in Oregon. You can still negotiate the buyer’s-agent commission before you sign a representation agreement.

State ruleNot permitted
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Oregon rebate policy and key takeaways

Oregon rebate policy

Oregon prohibits a licensed agent from rebating part of their commission to the buyer they represent. Buyers here can still negotiate a lower buyer agent commission before signing a representation agreement.

An Oregon licensee may not give, pay, or rebate any part of compensation to a person who is not a licensed licensee. ORS 696.290(1)

In Oregon, buyer commission rebates are not permitted. You can still negotiate the buyer's-agent commission down before you sign a representation agreement.

Frequently asked questions

Frequently asked questions

Are home buyer rebates legal in Oregon?

No. Commission rebates to buyers are not permitted in Oregon. You can still negotiate the buyer's-agent commission down before you sign anything.

How much is a buyer rebate in Oregon?

Most buyers in Oregon will not receive a standard rebate, but you can still lower your costs by comparing agents and negotiating the buyer's-agent commission before you sign.

How do I get a rebate when buying a house in Oregon?

Before you sign a representation agreement, compare agents and negotiate the buyer's-agent commission. In Oregon that is the main way to lower your out-of-pocket cost.

Does a buyer rebate cost me anything?

No. The rebate comes out of the buyer's-agent commission, which the seller pays and which is already built into the home's price. A rebate simply returns part of that money to you, at no extra cost.

Official sources

Official sources

More about rebates

Oregon home buying costs by county

Property tax, loan limits, closing costs and first-time buyer help for each Oregon county, to set beside your rebate.

All 36 Oregon counties

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See how Oregon's rebate ranks against every state →

See Oregon closing costs and how a rebate offsets them →

This is general information, not legal advice. Rules change, so confirm the current rule with your state real estate agency (linked above) before you rely on it.

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