Transfer Tax on a $400,000 Home in Florida
The Florida transfer tax on a $400,000 purchase is $2,800 (0.7% of the purchase price). In Miami-Dade County the total is $2,400.
Nearby prices
| Purchase price | State tax | Total |
|---|---|---|
| $150,000 | $1,050 | $1,050 |
| $200,000 | $1,400 | $1,400 |
| $250,000 | $1,750 | $1,750 |
| $300,000 | $2,100 | $2,100 |
| $350,000 | $2,450 | $2,450 |
| $400,000 | $2,800 | $2,800 |
| $450,000 | $3,150 | $3,150 |
| $500,000 | $3,500 | $3,500 |
| $600,000 | $4,200 | $4,200 |
| $700,000 | $4,900 | $4,900 |
| $800,000 | $5,600 | $5,600 |
| $1,000,000 | $7,000 | $7,000 |
Transfer tax calculator
Who pays
In Florida the seller pays the transfer tax by statute or custom, so it usually reduces the seller's proceeds rather than adding to the buyer's closing costs. Customary FAR/BAR (Florida Realtors/Florida Bar) standard contract practice, not a statutory mandate. Source
With a local surcharge
- Miami-Dade County $2,400
Frequently asked questions
How much is the transfer tax on a $400,000 house in Florida?
$2,800: the state rate is 0.7% of the purchase price. In Miami-Dade County a local tax is added on top.
Who pays it?
In Florida the seller pays the transfer tax by statute or custom, so it usually reduces the seller's proceeds rather than adding to the buyer's closing costs. Customary FAR/BAR (Florida Realtors/Florida Bar) standard contract practice, not a statutory mandate. Source
Sources
- Fla. Stat. Sec. 201.02 ('on each $100 of the consideration therefor the tax shall be 70 cents')
- Who pays
- Mortgage recording tax statute
Rates as the statute or revenue department publishes them, checked 2026-09-22. Figures are computed from those rates and rounded to the dollar; exemptions for first-time buyers or principal residences are noted where they exist and are not applied. All sources.
Florida transfer tax overview → Title insurance on a $400,000 home in Florida →
Figures are computed from the statute cited above and rounded to the dollar. This is general information, not tax or legal advice.
Florida transfer tax