New Mexico Loan Limits by County, 2026

How big a loan can your county back?

About these limits

FHA and conforming limits are set per county each year by HUD and FHFA. A loan above the limit is a jumbo loan with different rules. Source: HUD CHUMS file for 2026 and FHFA county limits.

FHA and conforming (Fannie Mae and Freddie Mac) limits for a one-unit home in all 33 New Mexico counties. 2 counties are high-cost areas with FHA limits above the national floor.

Choose your county to see the answer.

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CountyHouseholdIncomePriceSavings
More about loan limits
New Mexico counties
CountyFHA limit (1 unit)Conforming limit (1 unit)Area
Bernalillo County$541,287$832,750Floor
Catron County$541,287$832,750Floor
Chaves County$541,287$832,750Floor
Cibola County$541,287$832,750Floor
Colfax County$541,287$832,750Floor
Curry County$541,287$832,750Floor
De Baca County$541,287$832,750Floor
Doña Ana County$541,287$832,750Floor
Eddy County$541,287$832,750Floor
Grant County$541,287$832,750Floor
Guadalupe County$541,287$832,750Floor
Harding County$541,287$832,750Floor
Hidalgo County$541,287$832,750Floor
Lea County$541,287$832,750Floor
Lincoln County$541,287$832,750Floor
Los Alamos County$692,300$832,750High-cost
Luna County$541,287$832,750Floor
McKinley County$541,287$832,750Floor
Mora County$541,287$832,750Floor
Otero County$541,287$832,750Floor
Quay County$541,287$832,750Floor
Rio Arriba County$541,287$832,750Floor
Roosevelt County$541,287$832,750Floor
San Juan County$541,287$832,750Floor
San Miguel County$541,287$832,750Floor
Sandoval County$541,287$832,750Floor
Santa Fe County$569,250$832,750High-cost
Sierra County$541,287$832,750Floor
Socorro County$541,287$832,750Floor
Taos County$541,287$832,750Floor
Torrance County$541,287$832,750Floor
Union County$541,287$832,750Floor
Valencia County$541,287$832,750Floor

Sources

Figures are computed from the documents above and rounded to the dollar. All sources.

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