Vermont Loan Limits by County, 2026

How big a loan can your county back?

About these limits

FHA and conforming limits are set per county each year by HUD and FHFA. A loan above the limit is a jumbo loan with different rules. Source: HUD CHUMS file for 2026 and FHFA county limits.

FHA and conforming (Fannie Mae and Freddie Mac) limits for a one-unit home in all 14 Vermont counties. 3 counties are high-cost areas with FHA limits above the national floor.

Choose your county to see the answer.

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CountyHouseholdIncomePriceSavings
More about loan limits
Vermont counties
CountyFHA limit (1 unit)Conforming limit (1 unit)Area
Addison County$541,287$832,750Floor
Bennington County$541,287$832,750Floor
Caledonia County$541,287$832,750Floor
Chittenden County$575,000$832,750High-cost
Essex County$541,287$832,750Floor
Franklin County$575,000$832,750High-cost
Grand Isle County$575,000$832,750High-cost
Lamoille County$541,287$832,750Floor
Orange County$541,287$832,750Floor
Orleans County$541,287$832,750Floor
Rutland County$541,287$832,750Floor
Washington County$541,287$832,750Floor
Windham County$541,287$832,750Floor
Windsor County$541,287$832,750Floor

Sources

Figures are computed from the documents above and rounded to the dollar. All sources.

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