Arkansas Loan Limits by County, 2026
How big a loan can your county back?
About these limits
FHA and conforming limits are set per county each year by HUD and FHFA. A loan above the limit is a jumbo loan with different rules. Source: HUD CHUMS file for 2026 and FHFA county limits.
FHA and conforming (Fannie Mae and Freddie Mac) limits for a one-unit home in all 75 Arkansas counties. Every county is at the national floor.
Choose your county to see the answer.
CountyHouseholdIncomePriceSavings
More about loan limits
Arkansas counties
| County | FHA limit (1 unit) | Conforming limit (1 unit) | Area |
|---|---|---|---|
| Arkansas County | $541,287 | $832,750 | Floor |
| Ashley County | $541,287 | $832,750 | Floor |
| Baxter County | $541,287 | $832,750 | Floor |
| Benton County | $541,287 | $832,750 | Floor |
| Boone County | $541,287 | $832,750 | Floor |
| Bradley County | $541,287 | $832,750 | Floor |
| Calhoun County | $541,287 | $832,750 | Floor |
| Carroll County | $541,287 | $832,750 | Floor |
| Chicot County | $541,287 | $832,750 | Floor |
| Clark County | $541,287 | $832,750 | Floor |
| Clay County | $541,287 | $832,750 | Floor |
| Cleburne County | $541,287 | $832,750 | Floor |
| Cleveland County | $541,287 | $832,750 | Floor |
| Columbia County | $541,287 | $832,750 | Floor |
| Conway County | $541,287 | $832,750 | Floor |
| Craighead County | $541,287 | $832,750 | Floor |
| Crawford County | $541,287 | $832,750 | Floor |
| Crittenden County | $541,287 | $832,750 | Floor |
| Cross County | $541,287 | $832,750 | Floor |
| Dallas County | $541,287 | $832,750 | Floor |
| Desha County | $541,287 | $832,750 | Floor |
| Drew County | $541,287 | $832,750 | Floor |
| Faulkner County | $541,287 | $832,750 | Floor |
| Franklin County | $541,287 | $832,750 | Floor |
| Fulton County | $541,287 | $832,750 | Floor |
| Garland County | $541,287 | $832,750 | Floor |
| Grant County | $541,287 | $832,750 | Floor |
| Greene County | $541,287 | $832,750 | Floor |
| Hempstead County | $541,287 | $832,750 | Floor |
| Hot Spring County | $541,287 | $832,750 | Floor |
| Howard County | $541,287 | $832,750 | Floor |
| Independence County | $541,287 | $832,750 | Floor |
| Izard County | $541,287 | $832,750 | Floor |
| Jackson County | $541,287 | $832,750 | Floor |
| Jefferson County | $541,287 | $832,750 | Floor |
| Johnson County | $541,287 | $832,750 | Floor |
| Lafayette County | $541,287 | $832,750 | Floor |
| Lawrence County | $541,287 | $832,750 | Floor |
| Lee County | $541,287 | $832,750 | Floor |
| Lincoln County | $541,287 | $832,750 | Floor |
| Little River County | $541,287 | $832,750 | Floor |
| Logan County | $541,287 | $832,750 | Floor |
| Lonoke County | $541,287 | $832,750 | Floor |
| Madison County | $541,287 | $832,750 | Floor |
| Marion County | $541,287 | $832,750 | Floor |
| Miller County | $541,287 | $832,750 | Floor |
| Mississippi County | $541,287 | $832,750 | Floor |
| Monroe County | $541,287 | $832,750 | Floor |
| Montgomery County | $541,287 | $832,750 | Floor |
| Nevada County | $541,287 | $832,750 | Floor |
| Newton County | $541,287 | $832,750 | Floor |
| Ouachita County | $541,287 | $832,750 | Floor |
| Perry County | $541,287 | $832,750 | Floor |
| Phillips County | $541,287 | $832,750 | Floor |
| Pike County | $541,287 | $832,750 | Floor |
| Poinsett County | $541,287 | $832,750 | Floor |
| Polk County | $541,287 | $832,750 | Floor |
| Pope County | $541,287 | $832,750 | Floor |
| Prairie County | $541,287 | $832,750 | Floor |
| Pulaski County | $541,287 | $832,750 | Floor |
| Randolph County | $541,287 | $832,750 | Floor |
| Saline County | $541,287 | $832,750 | Floor |
| Scott County | $541,287 | $832,750 | Floor |
| Searcy County | $541,287 | $832,750 | Floor |
| Sebastian County | $541,287 | $832,750 | Floor |
| Sevier County | $541,287 | $832,750 | Floor |
| Sharp County | $541,287 | $832,750 | Floor |
| St. Francis County | $541,287 | $832,750 | Floor |
| Stone County | $541,287 | $832,750 | Floor |
| Union County | $541,287 | $832,750 | Floor |
| Van Buren County | $541,287 | $832,750 | Floor |
| Washington County | $541,287 | $832,750 | Floor |
| White County | $541,287 | $832,750 | Floor |
| Woodruff County | $541,287 | $832,750 | Floor |
| Yell County | $541,287 | $832,750 | Floor |
Sources
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
Browse by state
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming