Oregon Loan Limits by County, 2026
How big a loan can your county back?
About these limits
FHA and conforming limits are set per county each year by HUD and FHFA. A loan above the limit is a jumbo loan with different rules. Source: HUD CHUMS file for 2026 and FHFA county limits.
FHA and conforming (Fannie Mae and Freddie Mac) limits for a one-unit home in all 36 Oregon counties. 11 counties are high-cost areas with FHA limits above the national floor.
Choose your county to see the answer.
CountyHouseholdIncomePriceSavings
More about loan limits
Oregon counties
| County | FHA limit (1 unit) | Conforming limit (1 unit) | Area |
|---|---|---|---|
| Baker County | $541,287 | $832,750 | Floor |
| Benton County | $615,250 | $832,750 | High-cost |
| Clackamas County | $701,500 | $832,750 | High-cost |
| Clatsop County | $563,500 | $832,750 | High-cost |
| Columbia County | $701,500 | $832,750 | High-cost |
| Coos County | $541,287 | $832,750 | Floor |
| Crook County | $718,750 | $832,750 | High-cost |
| Curry County | $541,287 | $832,750 | Floor |
| Deschutes County | $718,750 | $832,750 | High-cost |
| Douglas County | $541,287 | $832,750 | Floor |
| Gilliam County | $541,287 | $832,750 | Floor |
| Grant County | $541,287 | $832,750 | Floor |
| Harney County | $541,287 | $832,750 | Floor |
| Hood River County | $762,450 | $832,750 | High-cost |
| Jackson County | $541,287 | $832,750 | Floor |
| Jefferson County | $718,750 | $832,750 | High-cost |
| Josephine County | $541,287 | $832,750 | Floor |
| Klamath County | $541,287 | $832,750 | Floor |
| Lake County | $541,287 | $832,750 | Floor |
| Lane County | $541,287 | $832,750 | Floor |
| Lincoln County | $541,287 | $832,750 | Floor |
| Linn County | $541,287 | $832,750 | Floor |
| Malheur County | $541,287 | $832,750 | Floor |
| Marion County | $541,287 | $832,750 | Floor |
| Morrow County | $541,287 | $832,750 | Floor |
| Multnomah County | $701,500 | $832,750 | High-cost |
| Polk County | $541,287 | $832,750 | Floor |
| Sherman County | $541,287 | $832,750 | Floor |
| Tillamook County | $541,287 | $832,750 | Floor |
| Umatilla County | $541,287 | $832,750 | Floor |
| Union County | $541,287 | $832,750 | Floor |
| Wallowa County | $541,287 | $832,750 | Floor |
| Wasco County | $541,287 | $832,750 | Floor |
| Washington County | $701,500 | $832,750 | High-cost |
| Wheeler County | $541,287 | $832,750 | Floor |
| Yamhill County | $701,500 | $832,750 | High-cost |
Sources
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
Browse by state
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming