South Carolina Loan Limits by County, 2026
How big a loan can your county back?
About these limits
FHA and conforming limits are set per county each year by HUD and FHFA. A loan above the limit is a jumbo loan with different rules. Source: HUD CHUMS file for 2026 and FHFA county limits.
FHA and conforming (Fannie Mae and Freddie Mac) limits for a one-unit home in all 46 South Carolina counties. 5 counties are high-cost areas with FHA limits above the national floor.
Choose your county to see the answer.
CountyHouseholdIncomePriceSavings
More about loan limits
South Carolina counties
| County | FHA limit (1 unit) | Conforming limit (1 unit) | Area |
|---|---|---|---|
| Abbeville County | $541,287 | $832,750 | Floor |
| Aiken County | $541,287 | $832,750 | Floor |
| Allendale County | $541,287 | $832,750 | Floor |
| Anderson County | $541,287 | $832,750 | Floor |
| Bamberg County | $541,287 | $832,750 | Floor |
| Barnwell County | $541,287 | $832,750 | Floor |
| Beaufort County | $638,250 | $832,750 | High-cost |
| Berkeley County | $690,000 | $832,750 | High-cost |
| Calhoun County | $541,287 | $832,750 | Floor |
| Charleston County | $690,000 | $832,750 | High-cost |
| Cherokee County | $541,287 | $832,750 | Floor |
| Chester County | $541,287 | $832,750 | Floor |
| Chesterfield County | $541,287 | $832,750 | Floor |
| Clarendon County | $541,287 | $832,750 | Floor |
| Colleton County | $541,287 | $832,750 | Floor |
| Darlington County | $541,287 | $832,750 | Floor |
| Dillon County | $541,287 | $832,750 | Floor |
| Dorchester County | $690,000 | $832,750 | High-cost |
| Edgefield County | $541,287 | $832,750 | Floor |
| Fairfield County | $541,287 | $832,750 | Floor |
| Florence County | $541,287 | $832,750 | Floor |
| Georgetown County | $541,287 | $832,750 | Floor |
| Greenville County | $541,287 | $832,750 | Floor |
| Greenwood County | $541,287 | $832,750 | Floor |
| Hampton County | $541,287 | $832,750 | Floor |
| Horry County | $541,287 | $832,750 | Floor |
| Jasper County | $638,250 | $832,750 | High-cost |
| Kershaw County | $541,287 | $832,750 | Floor |
| Lancaster County | $541,287 | $832,750 | Floor |
| Laurens County | $541,287 | $832,750 | Floor |
| Lee County | $541,287 | $832,750 | Floor |
| Lexington County | $541,287 | $832,750 | Floor |
| Marion County | $541,287 | $832,750 | Floor |
| Marlboro County | $541,287 | $832,750 | Floor |
| McCormick County | $541,287 | $832,750 | Floor |
| Newberry County | $541,287 | $832,750 | Floor |
| Oconee County | $541,287 | $832,750 | Floor |
| Orangeburg County | $541,287 | $832,750 | Floor |
| Pickens County | $541,287 | $832,750 | Floor |
| Richland County | $541,287 | $832,750 | Floor |
| Saluda County | $541,287 | $832,750 | Floor |
| Spartanburg County | $541,287 | $832,750 | Floor |
| Sumter County | $541,287 | $832,750 | Floor |
| Union County | $541,287 | $832,750 | Floor |
| Williamsburg County | $541,287 | $832,750 | Floor |
| York County | $541,287 | $832,750 | Floor |
Sources
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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