Arizona Loan Limits by County, 2026

How big a loan can your county back?

About these limits

FHA and conforming limits are set per county each year by HUD and FHFA. A loan above the limit is a jumbo loan with different rules. Source: HUD CHUMS file for 2026 and FHFA county limits.

FHA and conforming (Fannie Mae and Freddie Mac) limits for a one-unit home in all 15 Arizona counties. 3 counties are high-cost areas with FHA limits above the national floor.

Choose your county to see the answer.

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CountyHouseholdIncomePriceSavings
More about loan limits
Arizona counties
CountyFHA limit (1 unit)Conforming limit (1 unit)Area
Apache County$541,287$832,750Floor
Cochise County$541,287$832,750Floor
Coconino County$609,500$832,750High-cost
Gila County$541,287$832,750Floor
Graham County$541,287$832,750Floor
Greenlee County$541,287$832,750Floor
La Paz County$541,287$832,750Floor
Maricopa County$557,750$832,750High-cost
Mohave County$541,287$832,750Floor
Navajo County$541,287$832,750Floor
Pima County$541,287$832,750Floor
Pinal County$557,750$832,750High-cost
Santa Cruz County$541,287$832,750Floor
Yavapai County$541,287$832,750Floor
Yuma County$541,287$832,750Floor

Sources

Figures are computed from the documents above and rounded to the dollar. All sources.

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