Arizona Loan Limits by County, 2026
FHA and conforming (Fannie Mae and Freddie Mac) limits for a one-unit home in all 15 Arizona counties. 3 counties are high-cost areas with FHA limits above the national floor.
| County | FHA limit (1 unit) | Conforming limit (1 unit) | Area |
|---|---|---|---|
| Apache County | $541,287 | $832,750 | Floor |
| Cochise County | $541,287 | $832,750 | Floor |
| Coconino County | $609,500 | $832,750 | High-cost |
| Gila County | $541,287 | $832,750 | Floor |
| Graham County | $541,287 | $832,750 | Floor |
| Greenlee County | $541,287 | $832,750 | Floor |
| La Paz County | $541,287 | $832,750 | Floor |
| Maricopa County | $557,750 | $832,750 | High-cost |
| Mohave County | $541,287 | $832,750 | Floor |
| Navajo County | $541,287 | $832,750 | Floor |
| Pima County | $541,287 | $832,750 | Floor |
| Pinal County | $557,750 | $832,750 | High-cost |
| Santa Cruz County | $541,287 | $832,750 | Floor |
| Yavapai County | $541,287 | $832,750 | Floor |
| Yuma County | $541,287 | $832,750 | Floor |
Sources
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.