New Hampshire Loan Limits by County, 2026
FHA and conforming (Fannie Mae and Freddie Mac) limits for a one-unit home in all 10 New Hampshire counties. 4 counties are high-cost areas with FHA limits above the national floor.
| County | FHA limit (1 unit) | Conforming limit (1 unit) | Area |
|---|---|---|---|
| Belknap County | $541,287 | $832,750 | Floor |
| Carroll County | $546,250 | $832,750 | High-cost |
| Cheshire County | $541,287 | $832,750 | Floor |
| Coos County | $541,287 | $832,750 | Floor |
| Grafton County | $541,287 | $832,750 | Floor |
| Hillsborough County | $589,950 | $832,750 | High-cost |
| Merrimack County | $541,287 | $832,750 | Floor |
| Rockingham County | $962,550 | $962,550 | High-cost |
| Strafford County | $962,550 | $962,550 | High-cost |
| Sullivan County | $541,287 | $832,750 | Floor |
Sources
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.