Oklahoma Loan Limits by County, 2026
How big a loan can your county back?
About these limits
FHA and conforming limits are set per county each year by HUD and FHFA. A loan above the limit is a jumbo loan with different rules. Source: HUD CHUMS file for 2026 and FHFA county limits.
FHA and conforming (Fannie Mae and Freddie Mac) limits for a one-unit home in all 77 Oklahoma counties. Every county is at the national floor.
Choose your county to see the answer.
CountyHouseholdIncomePriceSavings
More about loan limits
Oklahoma counties
| County | FHA limit (1 unit) | Conforming limit (1 unit) | Area |
|---|---|---|---|
| Adair County | $541,287 | $832,750 | Floor |
| Alfalfa County | $541,287 | $832,750 | Floor |
| Atoka County | $541,287 | $832,750 | Floor |
| Beaver County | $541,287 | $832,750 | Floor |
| Beckham County | $541,287 | $832,750 | Floor |
| Blaine County | $541,287 | $832,750 | Floor |
| Bryan County | $541,287 | $832,750 | Floor |
| Caddo County | $541,287 | $832,750 | Floor |
| Canadian County | $541,287 | $832,750 | Floor |
| Carter County | $541,287 | $832,750 | Floor |
| Cherokee County | $541,287 | $832,750 | Floor |
| Choctaw County | $541,287 | $832,750 | Floor |
| Cimarron County | $541,287 | $832,750 | Floor |
| Cleveland County | $541,287 | $832,750 | Floor |
| Coal County | $541,287 | $832,750 | Floor |
| Comanche County | $541,287 | $832,750 | Floor |
| Cotton County | $541,287 | $832,750 | Floor |
| Craig County | $541,287 | $832,750 | Floor |
| Creek County | $541,287 | $832,750 | Floor |
| Custer County | $541,287 | $832,750 | Floor |
| Delaware County | $541,287 | $832,750 | Floor |
| Dewey County | $541,287 | $832,750 | Floor |
| Ellis County | $541,287 | $832,750 | Floor |
| Garfield County | $541,287 | $832,750 | Floor |
| Garvin County | $541,287 | $832,750 | Floor |
| Grady County | $541,287 | $832,750 | Floor |
| Grant County | $541,287 | $832,750 | Floor |
| Greer County | $541,287 | $832,750 | Floor |
| Harmon County | $541,287 | $832,750 | Floor |
| Harper County | $541,287 | $832,750 | Floor |
| Haskell County | $541,287 | $832,750 | Floor |
| Hughes County | $541,287 | $832,750 | Floor |
| Jackson County | $541,287 | $832,750 | Floor |
| Jefferson County | $541,287 | $832,750 | Floor |
| Johnston County | $541,287 | $832,750 | Floor |
| Kay County | $541,287 | $832,750 | Floor |
| Kingfisher County | $541,287 | $832,750 | Floor |
| Kiowa County | $541,287 | $832,750 | Floor |
| Latimer County | $541,287 | $832,750 | Floor |
| Le Flore County | $541,287 | $832,750 | Floor |
| Lincoln County | $541,287 | $832,750 | Floor |
| Logan County | $541,287 | $832,750 | Floor |
| Love County | $541,287 | $832,750 | Floor |
| Major County | $541,287 | $832,750 | Floor |
| Marshall County | $541,287 | $832,750 | Floor |
| Mayes County | $541,287 | $832,750 | Floor |
| McClain County | $541,287 | $832,750 | Floor |
| McCurtain County | $541,287 | $832,750 | Floor |
| McIntosh County | $541,287 | $832,750 | Floor |
| Murray County | $541,287 | $832,750 | Floor |
| Muskogee County | $541,287 | $832,750 | Floor |
| Noble County | $541,287 | $832,750 | Floor |
| Nowata County | $541,287 | $832,750 | Floor |
| Okfuskee County | $541,287 | $832,750 | Floor |
| Oklahoma County | $541,287 | $832,750 | Floor |
| Okmulgee County | $541,287 | $832,750 | Floor |
| Osage County | $541,287 | $832,750 | Floor |
| Ottawa County | $541,287 | $832,750 | Floor |
| Pawnee County | $541,287 | $832,750 | Floor |
| Payne County | $541,287 | $832,750 | Floor |
| Pittsburg County | $541,287 | $832,750 | Floor |
| Pontotoc County | $541,287 | $832,750 | Floor |
| Pottawatomie County | $541,287 | $832,750 | Floor |
| Pushmataha County | $541,287 | $832,750 | Floor |
| Roger Mills County | $541,287 | $832,750 | Floor |
| Rogers County | $541,287 | $832,750 | Floor |
| Seminole County | $541,287 | $832,750 | Floor |
| Sequoyah County | $541,287 | $832,750 | Floor |
| Stephens County | $541,287 | $832,750 | Floor |
| Texas County | $541,287 | $832,750 | Floor |
| Tillman County | $541,287 | $832,750 | Floor |
| Tulsa County | $541,287 | $832,750 | Floor |
| Wagoner County | $541,287 | $832,750 | Floor |
| Washington County | $541,287 | $832,750 | Floor |
| Washita County | $541,287 | $832,750 | Floor |
| Woods County | $541,287 | $832,750 | Floor |
| Woodward County | $541,287 | $832,750 | Floor |
Sources
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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