Wisconsin Loan Limits by County, 2026
FHA and conforming (Fannie Mae and Freddie Mac) limits for a one-unit home in all 72 Wisconsin counties. 2 counties are high-cost areas with FHA limits above the national floor.
| County | FHA limit (1 unit) | Conforming limit (1 unit) | Area |
|---|---|---|---|
| Adams County | $541,287 | $832,750 | Floor |
| Ashland County | $541,287 | $832,750 | Floor |
| Barron County | $541,287 | $832,750 | Floor |
| Bayfield County | $541,287 | $832,750 | Floor |
| Brown County | $541,287 | $832,750 | Floor |
| Buffalo County | $541,287 | $832,750 | Floor |
| Burnett County | $541,287 | $832,750 | Floor |
| Calumet County | $541,287 | $832,750 | Floor |
| Chippewa County | $541,287 | $832,750 | Floor |
| Clark County | $541,287 | $832,750 | Floor |
| Columbia County | $541,287 | $832,750 | Floor |
| Crawford County | $541,287 | $832,750 | Floor |
| Dane County | $541,287 | $832,750 | Floor |
| Dodge County | $541,287 | $832,750 | Floor |
| Door County | $541,287 | $832,750 | Floor |
| Douglas County | $541,287 | $832,750 | Floor |
| Dunn County | $541,287 | $832,750 | Floor |
| Eau Claire County | $541,287 | $832,750 | Floor |
| Florence County | $541,287 | $832,750 | Floor |
| Fond du Lac County | $541,287 | $832,750 | Floor |
| Forest County | $541,287 | $832,750 | Floor |
| Grant County | $541,287 | $832,750 | Floor |
| Green County | $541,287 | $832,750 | Floor |
| Green Lake County | $541,287 | $832,750 | Floor |
| Iowa County | $541,287 | $832,750 | Floor |
| Iron County | $541,287 | $832,750 | Floor |
| Jackson County | $541,287 | $832,750 | Floor |
| Jefferson County | $541,287 | $832,750 | Floor |
| Juneau County | $541,287 | $832,750 | Floor |
| Kenosha County | $541,287 | $832,750 | Floor |
| Kewaunee County | $541,287 | $832,750 | Floor |
| La Crosse County | $541,287 | $832,750 | Floor |
| Lafayette County | $541,287 | $832,750 | Floor |
| Langlade County | $541,287 | $832,750 | Floor |
| Lincoln County | $541,287 | $832,750 | Floor |
| Manitowoc County | $541,287 | $832,750 | Floor |
| Marathon County | $541,287 | $832,750 | Floor |
| Marinette County | $541,287 | $832,750 | Floor |
| Marquette County | $541,287 | $832,750 | Floor |
| Menominee County | $541,287 | $832,750 | Floor |
| Milwaukee County | $541,287 | $832,750 | Floor |
| Monroe County | $541,287 | $832,750 | Floor |
| Oconto County | $541,287 | $832,750 | Floor |
| Oneida County | $541,287 | $832,750 | Floor |
| Outagamie County | $541,287 | $832,750 | Floor |
| Ozaukee County | $541,287 | $832,750 | Floor |
| Pepin County | $541,287 | $832,750 | Floor |
| Pierce County | $552,000 | $832,750 | High-cost |
| Polk County | $541,287 | $832,750 | Floor |
| Portage County | $541,287 | $832,750 | Floor |
| Price County | $541,287 | $832,750 | Floor |
| Racine County | $541,287 | $832,750 | Floor |
| Richland County | $541,287 | $832,750 | Floor |
| Rock County | $541,287 | $832,750 | Floor |
| Rusk County | $541,287 | $832,750 | Floor |
| Sauk County | $541,287 | $832,750 | Floor |
| Sawyer County | $541,287 | $832,750 | Floor |
| Shawano County | $541,287 | $832,750 | Floor |
| Sheboygan County | $541,287 | $832,750 | Floor |
| St. Croix County | $552,000 | $832,750 | High-cost |
| Taylor County | $541,287 | $832,750 | Floor |
| Trempealeau County | $541,287 | $832,750 | Floor |
| Vernon County | $541,287 | $832,750 | Floor |
| Vilas County | $541,287 | $832,750 | Floor |
| Walworth County | $541,287 | $832,750 | Floor |
| Washburn County | $541,287 | $832,750 | Floor |
| Washington County | $541,287 | $832,750 | Floor |
| Waukesha County | $541,287 | $832,750 | Floor |
| Waupaca County | $541,287 | $832,750 | Floor |
| Waushara County | $541,287 | $832,750 | Floor |
| Winnebago County | $541,287 | $832,750 | Floor |
| Wood County | $541,287 | $832,750 | Floor |
Sources
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.