Mississippi Loan Limits by County, 2026
How big a loan can your county back?
About these limits
FHA and conforming limits are set per county each year by HUD and FHFA. A loan above the limit is a jumbo loan with different rules. Source: HUD CHUMS file for 2026 and FHFA county limits.
FHA and conforming (Fannie Mae and Freddie Mac) limits for a one-unit home in all 82 Mississippi counties. Every county is at the national floor.
Choose your county to see the answer.
CountyHouseholdIncomePriceSavings
More about loan limits
Mississippi counties
| County | FHA limit (1 unit) | Conforming limit (1 unit) | Area |
|---|---|---|---|
| Adams County | $541,287 | $832,750 | Floor |
| Alcorn County | $541,287 | $832,750 | Floor |
| Amite County | $541,287 | $832,750 | Floor |
| Attala County | $541,287 | $832,750 | Floor |
| Benton County | $541,287 | $832,750 | Floor |
| Bolivar County | $541,287 | $832,750 | Floor |
| Calhoun County | $541,287 | $832,750 | Floor |
| Carroll County | $541,287 | $832,750 | Floor |
| Chickasaw County | $541,287 | $832,750 | Floor |
| Choctaw County | $541,287 | $832,750 | Floor |
| Claiborne County | $541,287 | $832,750 | Floor |
| Clarke County | $541,287 | $832,750 | Floor |
| Clay County | $541,287 | $832,750 | Floor |
| Coahoma County | $541,287 | $832,750 | Floor |
| Copiah County | $541,287 | $832,750 | Floor |
| Covington County | $541,287 | $832,750 | Floor |
| DeSoto County | $541,287 | $832,750 | Floor |
| Forrest County | $541,287 | $832,750 | Floor |
| Franklin County | $541,287 | $832,750 | Floor |
| George County | $541,287 | $832,750 | Floor |
| Greene County | $541,287 | $832,750 | Floor |
| Grenada County | $541,287 | $832,750 | Floor |
| Hancock County | $541,287 | $832,750 | Floor |
| Harrison County | $541,287 | $832,750 | Floor |
| Hinds County | $541,287 | $832,750 | Floor |
| Holmes County | $541,287 | $832,750 | Floor |
| Humphreys County | $541,287 | $832,750 | Floor |
| Issaquena County | $541,287 | $832,750 | Floor |
| Itawamba County | $541,287 | $832,750 | Floor |
| Jackson County | $541,287 | $832,750 | Floor |
| Jasper County | $541,287 | $832,750 | Floor |
| Jefferson County | $541,287 | $832,750 | Floor |
| Jefferson Davis County | $541,287 | $832,750 | Floor |
| Jones County | $541,287 | $832,750 | Floor |
| Kemper County | $541,287 | $832,750 | Floor |
| Lafayette County | $541,287 | $832,750 | Floor |
| Lamar County | $541,287 | $832,750 | Floor |
| Lauderdale County | $541,287 | $832,750 | Floor |
| Lawrence County | $541,287 | $832,750 | Floor |
| Leake County | $541,287 | $832,750 | Floor |
| Lee County | $541,287 | $832,750 | Floor |
| Leflore County | $541,287 | $832,750 | Floor |
| Lincoln County | $541,287 | $832,750 | Floor |
| Lowndes County | $541,287 | $832,750 | Floor |
| Madison County | $541,287 | $832,750 | Floor |
| Marion County | $541,287 | $832,750 | Floor |
| Marshall County | $541,287 | $832,750 | Floor |
| Monroe County | $541,287 | $832,750 | Floor |
| Montgomery County | $541,287 | $832,750 | Floor |
| Neshoba County | $541,287 | $832,750 | Floor |
| Newton County | $541,287 | $832,750 | Floor |
| Noxubee County | $541,287 | $832,750 | Floor |
| Oktibbeha County | $541,287 | $832,750 | Floor |
| Panola County | $541,287 | $832,750 | Floor |
| Pearl River County | $541,287 | $832,750 | Floor |
| Perry County | $541,287 | $832,750 | Floor |
| Pike County | $541,287 | $832,750 | Floor |
| Pontotoc County | $541,287 | $832,750 | Floor |
| Prentiss County | $541,287 | $832,750 | Floor |
| Quitman County | $541,287 | $832,750 | Floor |
| Rankin County | $541,287 | $832,750 | Floor |
| Scott County | $541,287 | $832,750 | Floor |
| Sharkey County | $541,287 | $832,750 | Floor |
| Simpson County | $541,287 | $832,750 | Floor |
| Smith County | $541,287 | $832,750 | Floor |
| Stone County | $541,287 | $832,750 | Floor |
| Sunflower County | $541,287 | $832,750 | Floor |
| Tallahatchie County | $541,287 | $832,750 | Floor |
| Tate County | $541,287 | $832,750 | Floor |
| Tippah County | $541,287 | $832,750 | Floor |
| Tishomingo County | $541,287 | $832,750 | Floor |
| Tunica County | $541,287 | $832,750 | Floor |
| Union County | $541,287 | $832,750 | Floor |
| Walthall County | $541,287 | $832,750 | Floor |
| Warren County | $541,287 | $832,750 | Floor |
| Washington County | $541,287 | $832,750 | Floor |
| Wayne County | $541,287 | $832,750 | Floor |
| Webster County | $541,287 | $832,750 | Floor |
| Wilkinson County | $541,287 | $832,750 | Floor |
| Winston County | $541,287 | $832,750 | Floor |
| Yalobusha County | $541,287 | $832,750 | Floor |
| Yazoo County | $541,287 | $832,750 | Floor |
Sources
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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