Nebraska Loan Limits by County, 2026
How big a loan can your county back?
About these limits
FHA and conforming limits are set per county each year by HUD and FHFA. A loan above the limit is a jumbo loan with different rules. Source: HUD CHUMS file for 2026 and FHFA county limits.
FHA and conforming (Fannie Mae and Freddie Mac) limits for a one-unit home in all 93 Nebraska counties. 2 counties are high-cost areas with FHA limits above the national floor.
Choose your county to see the answer.
CountyHouseholdIncomePriceSavings
More about loan limits
Nebraska counties
| County | FHA limit (1 unit) | Conforming limit (1 unit) | Area |
|---|---|---|---|
| Adams County | $541,287 | $832,750 | Floor |
| Antelope County | $541,287 | $832,750 | Floor |
| Arthur County | $541,287 | $832,750 | Floor |
| Banner County | $541,287 | $832,750 | Floor |
| Blaine County | $541,287 | $832,750 | Floor |
| Boone County | $541,287 | $832,750 | Floor |
| Box Butte County | $541,287 | $832,750 | Floor |
| Boyd County | $541,287 | $832,750 | Floor |
| Brown County | $541,287 | $832,750 | Floor |
| Buffalo County | $541,287 | $832,750 | Floor |
| Burt County | $541,287 | $832,750 | Floor |
| Butler County | $541,287 | $832,750 | Floor |
| Cass County | $541,287 | $832,750 | Floor |
| Cedar County | $541,287 | $832,750 | Floor |
| Chase County | $541,287 | $832,750 | Floor |
| Cherry County | $541,287 | $832,750 | Floor |
| Cheyenne County | $541,287 | $832,750 | Floor |
| Clay County | $541,287 | $832,750 | Floor |
| Colfax County | $541,287 | $832,750 | Floor |
| Cuming County | $541,287 | $832,750 | Floor |
| Custer County | $541,287 | $832,750 | Floor |
| Dakota County | $541,287 | $832,750 | Floor |
| Dawes County | $541,287 | $832,750 | Floor |
| Dawson County | $603,750 | $832,750 | High-cost |
| Deuel County | $541,287 | $832,750 | Floor |
| Dixon County | $541,287 | $832,750 | Floor |
| Dodge County | $541,287 | $832,750 | Floor |
| Douglas County | $541,287 | $832,750 | Floor |
| Dundy County | $541,287 | $832,750 | Floor |
| Fillmore County | $541,287 | $832,750 | Floor |
| Franklin County | $541,287 | $832,750 | Floor |
| Frontier County | $541,287 | $832,750 | Floor |
| Furnas County | $541,287 | $832,750 | Floor |
| Gage County | $541,287 | $832,750 | Floor |
| Garden County | $541,287 | $832,750 | Floor |
| Garfield County | $541,287 | $832,750 | Floor |
| Gosper County | $603,750 | $832,750 | High-cost |
| Grant County | $541,287 | $832,750 | Floor |
| Greeley County | $541,287 | $832,750 | Floor |
| Hall County | $541,287 | $832,750 | Floor |
| Hamilton County | $541,287 | $832,750 | Floor |
| Harlan County | $541,287 | $832,750 | Floor |
| Hayes County | $541,287 | $832,750 | Floor |
| Hitchcock County | $541,287 | $832,750 | Floor |
| Holt County | $541,287 | $832,750 | Floor |
| Hooker County | $541,287 | $832,750 | Floor |
| Howard County | $541,287 | $832,750 | Floor |
| Jefferson County | $541,287 | $832,750 | Floor |
| Johnson County | $541,287 | $832,750 | Floor |
| Kearney County | $541,287 | $832,750 | Floor |
| Keith County | $541,287 | $832,750 | Floor |
| Keya Paha County | $541,287 | $832,750 | Floor |
| Kimball County | $541,287 | $832,750 | Floor |
| Knox County | $541,287 | $832,750 | Floor |
| Lancaster County | $541,287 | $832,750 | Floor |
| Lincoln County | $541,287 | $832,750 | Floor |
| Logan County | $541,287 | $832,750 | Floor |
| Loup County | $541,287 | $832,750 | Floor |
| Madison County | $541,287 | $832,750 | Floor |
| McPherson County | $541,287 | $832,750 | Floor |
| Merrick County | $541,287 | $832,750 | Floor |
| Morrill County | $541,287 | $832,750 | Floor |
| Nance County | $541,287 | $832,750 | Floor |
| Nemaha County | $541,287 | $832,750 | Floor |
| Nuckolls County | $541,287 | $832,750 | Floor |
| Otoe County | $541,287 | $832,750 | Floor |
| Pawnee County | $541,287 | $832,750 | Floor |
| Perkins County | $541,287 | $832,750 | Floor |
| Phelps County | $541,287 | $832,750 | Floor |
| Pierce County | $541,287 | $832,750 | Floor |
| Platte County | $541,287 | $832,750 | Floor |
| Polk County | $541,287 | $832,750 | Floor |
| Red Willow County | $541,287 | $832,750 | Floor |
| Richardson County | $541,287 | $832,750 | Floor |
| Rock County | $541,287 | $832,750 | Floor |
| Saline County | $541,287 | $832,750 | Floor |
| Sarpy County | $541,287 | $832,750 | Floor |
| Saunders County | $541,287 | $832,750 | Floor |
| Scotts Bluff County | $541,287 | $832,750 | Floor |
| Seward County | $541,287 | $832,750 | Floor |
| Sheridan County | $541,287 | $832,750 | Floor |
| Sherman County | $541,287 | $832,750 | Floor |
| Sioux County | $541,287 | $832,750 | Floor |
| Stanton County | $541,287 | $832,750 | Floor |
| Thayer County | $541,287 | $832,750 | Floor |
| Thomas County | $541,287 | $832,750 | Floor |
| Thurston County | $541,287 | $832,750 | Floor |
| Valley County | $541,287 | $832,750 | Floor |
| Washington County | $541,287 | $832,750 | Floor |
| Wayne County | $541,287 | $832,750 | Floor |
| Webster County | $541,287 | $832,750 | Floor |
| Wheeler County | $541,287 | $832,750 | Floor |
| York County | $541,287 | $832,750 | Floor |
Sources
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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