West Virginia Loan Limits by County, 2026
How big a loan can your county back?
About these limits
FHA and conforming limits are set per county each year by HUD and FHFA. A loan above the limit is a jumbo loan with different rules. Source: HUD CHUMS file for 2026 and FHFA county limits.
FHA and conforming (Fannie Mae and Freddie Mac) limits for a one-unit home in all 55 West Virginia counties. 1 county is high-cost areas with FHA limits above the national floor.
Choose your county to see the answer.
CountyHouseholdIncomePriceSavings
More about loan limits
West Virginia counties
| County | FHA limit (1 unit) | Conforming limit (1 unit) | Area |
|---|---|---|---|
| Barbour County | $541,287 | $832,750 | Floor |
| Berkeley County | $541,287 | $832,750 | Floor |
| Boone County | $541,287 | $832,750 | Floor |
| Braxton County | $541,287 | $832,750 | Floor |
| Brooke County | $541,287 | $832,750 | Floor |
| Cabell County | $541,287 | $832,750 | Floor |
| Calhoun County | $541,287 | $832,750 | Floor |
| Clay County | $541,287 | $832,750 | Floor |
| Doddridge County | $541,287 | $832,750 | Floor |
| Fayette County | $541,287 | $832,750 | Floor |
| Gilmer County | $541,287 | $832,750 | Floor |
| Grant County | $541,287 | $832,750 | Floor |
| Greenbrier County | $541,287 | $832,750 | Floor |
| Hampshire County | $541,287 | $832,750 | Floor |
| Hancock County | $541,287 | $832,750 | Floor |
| Hardy County | $541,287 | $832,750 | Floor |
| Harrison County | $541,287 | $832,750 | Floor |
| Jackson County | $541,287 | $832,750 | Floor |
| Jefferson County | $1,249,125 | $1,249,125 | High-cost |
| Kanawha County | $541,287 | $832,750 | Floor |
| Lewis County | $541,287 | $832,750 | Floor |
| Lincoln County | $541,287 | $832,750 | Floor |
| Logan County | $541,287 | $832,750 | Floor |
| Marion County | $541,287 | $832,750 | Floor |
| Marshall County | $541,287 | $832,750 | Floor |
| Mason County | $541,287 | $832,750 | Floor |
| McDowell County | $541,287 | $832,750 | Floor |
| Mercer County | $541,287 | $832,750 | Floor |
| Mineral County | $541,287 | $832,750 | Floor |
| Mingo County | $541,287 | $832,750 | Floor |
| Monongalia County | $541,287 | $832,750 | Floor |
| Monroe County | $541,287 | $832,750 | Floor |
| Morgan County | $541,287 | $832,750 | Floor |
| Nicholas County | $541,287 | $832,750 | Floor |
| Ohio County | $541,287 | $832,750 | Floor |
| Pendleton County | $541,287 | $832,750 | Floor |
| Pleasants County | $541,287 | $832,750 | Floor |
| Pocahontas County | $541,287 | $832,750 | Floor |
| Preston County | $541,287 | $832,750 | Floor |
| Putnam County | $541,287 | $832,750 | Floor |
| Raleigh County | $541,287 | $832,750 | Floor |
| Randolph County | $541,287 | $832,750 | Floor |
| Ritchie County | $541,287 | $832,750 | Floor |
| Roane County | $541,287 | $832,750 | Floor |
| Summers County | $541,287 | $832,750 | Floor |
| Taylor County | $541,287 | $832,750 | Floor |
| Tucker County | $541,287 | $832,750 | Floor |
| Tyler County | $541,287 | $832,750 | Floor |
| Upshur County | $541,287 | $832,750 | Floor |
| Wayne County | $541,287 | $832,750 | Floor |
| Webster County | $541,287 | $832,750 | Floor |
| Wetzel County | $541,287 | $832,750 | Floor |
| Wirt County | $541,287 | $832,750 | Floor |
| Wood County | $541,287 | $832,750 | Floor |
| Wyoming County | $541,287 | $832,750 | Floor |
Sources
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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