Nevada Loan Limits by County, 2026
FHA and conforming (Fannie Mae and Freddie Mac) limits for a one-unit home in all 16 Nevada counties. 5 counties are high-cost areas with FHA limits above the national floor.
| County | FHA limit (1 unit) | Conforming limit (1 unit) | Area |
|---|---|---|---|
| Carson City | $575,000 | $832,750 | High-cost |
| Churchill County | $541,287 | $832,750 | Floor |
| Clark County | $541,287 | $832,750 | Floor |
| Douglas County | $736,000 | $832,750 | High-cost |
| Elko County | $541,287 | $832,750 | Floor |
| Esmeralda County | $541,287 | $832,750 | Floor |
| Humboldt County | $541,287 | $832,750 | Floor |
| Lander County | $541,287 | $832,750 | Floor |
| Lincoln County | $541,287 | $832,750 | Floor |
| Lyon County | $638,250 | $832,750 | High-cost |
| Mineral County | $541,287 | $832,750 | Floor |
| Nye County | $541,287 | $832,750 | Floor |
| Pershing County | $541,287 | $832,750 | Floor |
| Storey County | $638,250 | $832,750 | High-cost |
| Washoe County | $638,250 | $832,750 | High-cost |
| White Pine County | $541,287 | $832,750 | Floor |
Sources
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.