Alaska Loan Limits by County, 2026
How big a loan can your county back?
About these limits
FHA and conforming limits are set per county each year by HUD and FHFA. A loan above the limit is a jumbo loan with different rules. Source: HUD CHUMS file for 2026 and FHFA county limits.
FHA and conforming (Fannie Mae and Freddie Mac) limits for a one-unit home in all 30 Alaska counties. 4 counties are high-cost areas with FHA limits above the national floor.
Choose your county to see the answer.
CountyHouseholdIncomePriceSavings
More about loan limits
Alaska counties
| County | FHA limit (1 unit) | Conforming limit (1 unit) | Area |
|---|---|---|---|
| Aleutians East Borough | $541,287 | $1,249,125 | Floor |
| Aleutians West Census Area | $585,350 | $1,249,125 | High-cost |
| Anchorage Municipality | $541,287 | $1,249,125 | Floor |
| Bethel Census Area | $541,287 | $1,249,125 | Floor |
| Bristol Bay Borough | $541,287 | $1,249,125 | Floor |
| Chugach Census Area | $541,287 | $1,249,125 | Floor |
| Copper River Census Area | $541,287 | $1,249,125 | Floor |
| Denali Borough | $541,287 | $1,249,125 | Floor |
| Dillingham Census Area | $541,287 | $1,249,125 | Floor |
| Fairbanks North Star Borough | $541,287 | $1,249,125 | Floor |
| Haines Borough | $541,287 | $1,249,125 | Floor |
| Hoonah-Angoon Census Area | $541,287 | $1,249,125 | Floor |
| Juneau City and Borough | $596,850 | $1,249,125 | High-cost |
| Kenai Peninsula Borough | $541,287 | $1,249,125 | Floor |
| Ketchikan Gateway Borough | $541,287 | $1,249,125 | Floor |
| Kodiak Island Borough | $541,650 | $1,249,125 | High-cost |
| Kusilvak Census Area | $541,287 | $1,249,125 | Floor |
| Lake and Peninsula Borough | $541,287 | $1,249,125 | Floor |
| Matanuska-Susitna Borough | $541,287 | $1,249,125 | Floor |
| Nome Census Area | $541,287 | $1,249,125 | Floor |
| North Slope Borough | $541,287 | $1,249,125 | Floor |
| Northwest Arctic Borough | $541,287 | $1,249,125 | Floor |
| Petersburg Borough | $541,287 | $1,249,125 | Floor |
| Prince of Wales-Hyder Census Area | $541,287 | $1,249,125 | Floor |
| Sitka City and Borough | $586,500 | $1,249,125 | High-cost |
| Skagway Municipality | $541,287 | $1,249,125 | Floor |
| Southeast Fairbanks Census Area | $541,287 | $1,249,125 | Floor |
| Wrangell City and Borough | $541,287 | $1,249,125 | Floor |
| Yakutat City and Borough | $541,287 | $1,249,125 | Floor |
| Yukon-Koyukuk Census Area | $541,287 | $1,249,125 | Floor |
Sources
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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