Alabama Loan Limits by County, 2026
How big a loan can your county back?
About these limits
FHA and conforming limits are set per county each year by HUD and FHFA. A loan above the limit is a jumbo loan with different rules. Source: HUD CHUMS file for 2026 and FHFA county limits.
FHA and conforming (Fannie Mae and Freddie Mac) limits for a one-unit home in all 67 Alabama counties. Every county is at the national floor.
Choose your county to see the answer.
CountyHouseholdIncomePriceSavings
More about loan limits
Alabama counties
| County | FHA limit (1 unit) | Conforming limit (1 unit) | Area |
|---|---|---|---|
| Autauga County | $541,287 | $832,750 | Floor |
| Baldwin County | $541,287 | $832,750 | Floor |
| Barbour County | $541,287 | $832,750 | Floor |
| Bibb County | $541,287 | $832,750 | Floor |
| Blount County | $541,287 | $832,750 | Floor |
| Bullock County | $541,287 | $832,750 | Floor |
| Butler County | $541,287 | $832,750 | Floor |
| Calhoun County | $541,287 | $832,750 | Floor |
| Chambers County | $541,287 | $832,750 | Floor |
| Cherokee County | $541,287 | $832,750 | Floor |
| Chilton County | $541,287 | $832,750 | Floor |
| Choctaw County | $541,287 | $832,750 | Floor |
| Clarke County | $541,287 | $832,750 | Floor |
| Clay County | $541,287 | $832,750 | Floor |
| Cleburne County | $541,287 | $832,750 | Floor |
| Coffee County | $541,287 | $832,750 | Floor |
| Colbert County | $541,287 | $832,750 | Floor |
| Conecuh County | $541,287 | $832,750 | Floor |
| Coosa County | $541,287 | $832,750 | Floor |
| Covington County | $541,287 | $832,750 | Floor |
| Crenshaw County | $541,287 | $832,750 | Floor |
| Cullman County | $541,287 | $832,750 | Floor |
| Dale County | $541,287 | $832,750 | Floor |
| Dallas County | $541,287 | $832,750 | Floor |
| DeKalb County | $541,287 | $832,750 | Floor |
| Elmore County | $541,287 | $832,750 | Floor |
| Escambia County | $541,287 | $832,750 | Floor |
| Etowah County | $541,287 | $832,750 | Floor |
| Fayette County | $541,287 | $832,750 | Floor |
| Franklin County | $541,287 | $832,750 | Floor |
| Geneva County | $541,287 | $832,750 | Floor |
| Greene County | $541,287 | $832,750 | Floor |
| Hale County | $541,287 | $832,750 | Floor |
| Henry County | $541,287 | $832,750 | Floor |
| Houston County | $541,287 | $832,750 | Floor |
| Jackson County | $541,287 | $832,750 | Floor |
| Jefferson County | $541,287 | $832,750 | Floor |
| Lamar County | $541,287 | $832,750 | Floor |
| Lauderdale County | $541,287 | $832,750 | Floor |
| Lawrence County | $541,287 | $832,750 | Floor |
| Lee County | $541,287 | $832,750 | Floor |
| Limestone County | $541,287 | $832,750 | Floor |
| Lowndes County | $541,287 | $832,750 | Floor |
| Macon County | $541,287 | $832,750 | Floor |
| Madison County | $541,287 | $832,750 | Floor |
| Marengo County | $541,287 | $832,750 | Floor |
| Marion County | $541,287 | $832,750 | Floor |
| Marshall County | $541,287 | $832,750 | Floor |
| Mobile County | $541,287 | $832,750 | Floor |
| Monroe County | $541,287 | $832,750 | Floor |
| Montgomery County | $541,287 | $832,750 | Floor |
| Morgan County | $541,287 | $832,750 | Floor |
| Perry County | $541,287 | $832,750 | Floor |
| Pickens County | $541,287 | $832,750 | Floor |
| Pike County | $541,287 | $832,750 | Floor |
| Randolph County | $541,287 | $832,750 | Floor |
| Russell County | $541,287 | $832,750 | Floor |
| Shelby County | $541,287 | $832,750 | Floor |
| St. Clair County | $541,287 | $832,750 | Floor |
| Sumter County | $541,287 | $832,750 | Floor |
| Talladega County | $541,287 | $832,750 | Floor |
| Tallapoosa County | $541,287 | $832,750 | Floor |
| Tuscaloosa County | $541,287 | $832,750 | Floor |
| Walker County | $541,287 | $832,750 | Floor |
| Washington County | $541,287 | $832,750 | Floor |
| Wilcox County | $541,287 | $832,750 | Floor |
| Winston County | $541,287 | $832,750 | Floor |
Sources
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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