Utah Loan Limits by County, 2026

How big a loan can your county back?

About these limits

FHA and conforming limits are set per county each year by HUD and FHFA. A loan above the limit is a jumbo loan with different rules. Source: HUD CHUMS file for 2026 and FHFA county limits.

FHA and conforming (Fannie Mae and Freddie Mac) limits for a one-unit home in all 29 Utah counties. 13 counties are high-cost areas with FHA limits above the national floor.

Choose your county to see the answer.

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CountyHouseholdIncomePriceSavings
More about loan limits
Utah counties
CountyFHA limit (1 unit)Conforming limit (1 unit)Area
Beaver County$541,287$832,750Floor
Box Elder County$541,287$832,750Floor
Cache County$541,287$832,750Floor
Carbon County$541,287$832,750Floor
Daggett County$541,287$832,750Floor
Davis County$744,050$832,750High-cost
Duchesne County$541,287$832,750Floor
Emery County$541,287$832,750Floor
Garfield County$541,287$832,750Floor
Grand County$839,500$839,500High-cost
Iron County$541,287$832,750Floor
Juab County$601,450$832,750High-cost
Kane County$541,287$832,750Floor
Millard County$541,287$832,750Floor
Morgan County$744,050$832,750High-cost
Piute County$541,287$832,750Floor
Rich County$579,600$832,750High-cost
Salt Lake County$637,100$832,750High-cost
San Juan County$541,287$832,750Floor
Sanpete County$541,287$832,750Floor
Sevier County$541,287$832,750Floor
Summit County$1,163,800$1,150,000High-cost
Tooele County$637,100$832,750High-cost
Uintah County$541,287$832,750Floor
Utah County$601,450$832,750High-cost
Wasatch County$1,163,800$1,150,000High-cost
Washington County$607,200$832,750High-cost
Wayne County$997,050$997,050High-cost
Weber County$744,050$832,750High-cost

Sources

Figures are computed from the documents above and rounded to the dollar. All sources.

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