South Dakota Loan Limits by County, 2026

How big a loan can your county back?

About these limits

FHA and conforming limits are set per county each year by HUD and FHFA. A loan above the limit is a jumbo loan with different rules. Source: HUD CHUMS file for 2026 and FHFA county limits.

FHA and conforming (Fannie Mae and Freddie Mac) limits for a one-unit home in all 66 South Dakota counties. 1 county is high-cost areas with FHA limits above the national floor.

Choose your county to see the answer.

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More about loan limits
South Dakota counties
CountyFHA limit (1 unit)Conforming limit (1 unit)Area
Aurora County$541,287$832,750Floor
Beadle County$541,287$832,750Floor
Bennett County$541,287$832,750Floor
Bon Homme County$541,287$832,750Floor
Brookings County$541,287$832,750Floor
Brown County$541,287$832,750Floor
Brule County$541,287$832,750Floor
Buffalo County$541,287$832,750Floor
Butte County$541,287$832,750Floor
Campbell County$541,287$832,750Floor
Charles Mix County$541,287$832,750Floor
Clark County$541,287$832,750Floor
Clay County$541,287$832,750Floor
Codington County$541,287$832,750Floor
Corson County$541,287$832,750Floor
Custer County$541,287$832,750Floor
Davison County$541,287$832,750Floor
Day County$541,287$832,750Floor
Deuel County$541,287$832,750Floor
Dewey County$541,287$832,750Floor
Douglas County$541,287$832,750Floor
Edmunds County$541,287$832,750Floor
Fall River County$541,287$832,750Floor
Faulk County$541,287$832,750Floor
Grant County$541,287$832,750Floor
Gregory County$541,287$832,750Floor
Haakon County$541,287$832,750Floor
Hamlin County$541,287$832,750Floor
Hand County$541,287$832,750Floor
Hanson County$541,287$832,750Floor
Harding County$541,287$832,750Floor
Hughes County$541,287$832,750Floor
Hutchinson County$541,287$832,750Floor
Hyde County$541,287$832,750Floor
Jackson County$541,287$832,750Floor
Jerauld County$541,287$832,750Floor
Jones County$541,287$832,750Floor
Kingsbury County$541,287$832,750Floor
Lake County$541,287$832,750Floor
Lawrence County$541,650$832,750High-cost
Lincoln County$541,287$832,750Floor
Lyman County$541,287$832,750Floor
Marshall County$541,287$832,750Floor
McCook County$541,287$832,750Floor
McPherson County$541,287$832,750Floor
Meade County$541,287$832,750Floor
Mellette County$541,287$832,750Floor
Miner County$541,287$832,750Floor
Minnehaha County$541,287$832,750Floor
Moody County$541,287$832,750Floor
Oglala Lakota County$541,287$832,750Floor
Pennington County$541,287$832,750Floor
Perkins County$541,287$832,750Floor
Potter County$541,287$832,750Floor
Roberts County$541,287$832,750Floor
Sanborn County$541,287$832,750Floor
Spink County$541,287$832,750Floor
Stanley County$541,287$832,750Floor
Sully County$541,287$832,750Floor
Todd County$541,287$832,750Floor
Tripp County$541,287$832,750Floor
Turner County$541,287$832,750Floor
Union County$541,287$832,750Floor
Walworth County$541,287$832,750Floor
Yankton County$541,287$832,750Floor
Ziebach County$541,287$832,750Floor

Sources

Figures are computed from the documents above and rounded to the dollar. All sources.

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