Dillingham Census Area, Alaska Loan Limits for 2026

The FHA loan limit in Dillingham Census Area is $541,287 for a one-unit home in 2026 (the national floor), and the conforming limit for Fannie Mae and Freddie Mac loans is $1,249,125. Anything larger is a jumbo loan. HUD sets the FHA figure for the NON-METRO area.

2026 limits by number of units

UnitsFHA limitConforming limit
1$541,287$1,249,125
2$693,050$1,599,375
3$837,700$1,933,200
4$1,041,125$2,402,625

FHA limits effective January 1, 2026 per HUD; conforming limits for mortgages acquired in calendar year 2026 per FHFA. HUD's median price used to set the FHA limit here: $194,000.

What the limit means at the median price

The median Dillingham Census Area home is worth $163,800. With FHA's 3.5% minimum down payment, the largest FHA loan on that home would be $158,067, within the county limit.

Frequently asked questions

What is the FHA loan limit in Dillingham Census Area for 2026?

$541,287 for a single-family home, $693,050 for a duplex, $837,700 for a triplex and $1,041,125 for a fourplex, per HUD's county limits file (Mortgagee Letter 2025-23). Dillingham Census Area is at the national floor, which applies to most counties.

What is the conforming loan limit in Dillingham Census Area?

$1,249,125 for a one-unit home in 2026 ($1,599,375, $1,933,200 and $2,402,625 for 2, 3 and 4 units), per the Federal Housing Finance Agency. Loans above it are jumbo loans.

Does the limit cap the home price?

No. It caps the loan amount. A buyer can purchase a home above the limit by making a larger down payment so the mortgage stays within it.

Sources

Figures are computed from the documents above and rounded to the dollar. All sources.

Loan limits in every Alaska county → Dillingham Census Area home buyer guide →

General information, not lending advice. Lenders may set their own lower caps.

Dillingham Census Area overview