Yakutat City and Borough, Alaska Loan Limits for 2026

How big a loan can your county back?

About these limits

FHA and conforming limits are set per county each year by HUD and FHFA. A loan above the limit is a jumbo loan with different rules. Source: HUD CHUMS file for 2026 and FHFA county limits.

The FHA loan limit in Yakutat City and Borough is $541,287 for a one-unit home in 2026 (the national floor), and the conforming limit for Fannie Mae and Freddie Mac loans is $1,249,125. Anything larger is a jumbo loan. HUD sets the FHA figure for the NON-METRO area.

Up to $541,287

The FHA limit for a one-unit home in Yakutat City and Borough. The conforming limit is $1,249,125. A $190,000 home with 3.5% down is a $183,350 loan, under the FHA limit.

FHA limit, 1 unit$541,287
Conforming limit, 1 unit$1,249,125
HUD areaNON-METRO
Plan a $190,000 homeOpens your plan with Yakutat City and Borough and the price filled in
CountyHouseholdIncomePriceSavings
2026 limits by number of units
UnitsFHA limitConforming limit
1$541,287$1,249,125
2$693,050$1,599,375
3$837,700$1,933,200
4$1,041,125$2,402,625

FHA limits effective January 1, 2026 per HUD; conforming limits for mortgages acquired in calendar year 2026 per FHFA. HUD's median price used to set the FHA limit here: $219,000.

What the limit means at the median price

The median Yakutat City and Borough home is worth $185,000. With FHA's 3.5% minimum down payment, the largest FHA loan on that home would be $178,525, within the county limit.

Frequently asked questions

Frequently asked questions

What is the FHA loan limit in Yakutat City and Borough for 2026?

$541,287 for a single-family home, $693,050 for a duplex, $837,700 for a triplex and $1,041,125 for a fourplex, per HUD's county limits file (Mortgagee Letter 2025-23). Yakutat City and Borough is at the national floor, which applies to most counties.

What is the conforming loan limit in Yakutat City and Borough?

$1,249,125 for a one-unit home in 2026 ($1,599,375, $1,933,200 and $2,402,625 for 2, 3 and 4 units), per the Federal Housing Finance Agency. Loans above it are jumbo loans.

Does the limit cap the home price?

No. It caps the loan amount. A buyer can purchase a home above the limit by making a larger down payment so the mortgage stays within it.

Sources

Sources

Figures are computed from the documents above and rounded to the dollar. All sources.

More about loan limits

Loan limits in every Alaska county → Yakutat City and Borough home buyer guide →

General information, not lending advice. Lenders may set their own lower caps.

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