Greater Bridgeport Planning Region, Connecticut Loan Limits for 2026
The FHA loan limit in Greater Bridgeport Planning Region is $977,500 for a one-unit home in 2026 (a high-cost area above the national floor), and the conforming limit for Fannie Mae and Freddie Mac loans is $977,500. Anything larger is a jumbo loan. HUD sets the FHA figure for the BRIDGEPORT-STAMFORD-DANBURY, CT area.
2026 limits by number of units
| Units | FHA limit | Conforming limit |
|---|---|---|
| 1 | $977,500 | $977,500 |
| 2 | $1,251,400 | $1,251,400 |
| 3 | $1,512,650 | $1,512,650 |
| 4 | $1,879,850 | $1,879,850 |
FHA limits effective January 1, 2026 per HUD; conforming limits for mortgages acquired in calendar year 2026 per FHFA. HUD's median price used to set the FHA limit here: $850,000.
What the limit means at the median price
The median Greater Bridgeport Planning Region home is worth $397,000. With FHA's 3.5% minimum down payment, the largest FHA loan on that home would be $383,105, within the county limit.
Frequently asked questions
What is the FHA loan limit in Greater Bridgeport Planning Region for 2026?
$977,500 for a single-family home, $1,251,400 for a duplex, $1,512,650 for a triplex and $1,879,850 for a fourplex, per HUD's county limits file (Mortgagee Letter 2025-23). Greater Bridgeport Planning Region is a high-cost area, so its limit sits above the national floor of $541,287.
What is the conforming loan limit in Greater Bridgeport Planning Region?
$977,500 for a one-unit home in 2026 ($1,251,400, $1,512,650 and $1,879,850 for 2, 3 and 4 units), per the Federal Housing Finance Agency. Loans above it are jumbo loans.
Does the limit cap the home price?
No. It caps the loan amount. A buyer can purchase a home above the limit by making a larger down payment so the mortgage stays within it.
Sources
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
Loan limits in every Connecticut county → Greater Bridgeport Planning Region home buyer guide →
General information, not lending advice. Lenders may set their own lower caps.
Greater Bridgeport Planning Region overview