North Carolina Income Limits by County, 2026
HUD's area median family income and the low-income limit (80% of median, family of four) for all 100 North Carolina counties, highest median first. These limits gate most down payment assistance and affordable mortgage programs.
| County | Area median income | Low income (80%), 4 people | Very low (50%), 4 people |
|---|---|---|---|
| Franklin County | $132,300 | $105,850 | $66,150 |
| Johnston County | $132,300 | $105,850 | $66,150 |
| Wake County | $132,300 | $105,850 | $66,150 |
| Chatham County | $129,900 | $101,700 | $63,550 |
| Durham County | $129,900 | $101,700 | $63,550 |
| Orange County | $129,900 | $101,700 | $63,550 |
| Cabarrus County | $117,400 | $93,900 | $58,700 |
| Gaston County | $117,400 | $93,900 | $58,700 |
| Mecklenburg County | $117,400 | $93,900 | $58,700 |
| Union County | $117,400 | $93,900 | $58,700 |
| Dare County | $116,900 | $88,150 | $55,100 |
| Pender County | $110,600 | $87,650 | $54,800 |
| New Hanover County | $109,200 | $87,350 | $54,600 |
| Currituck County | $107,700 | $86,150 | $53,850 |
| Iredell County | $107,300 | $85,850 | $53,650 |
| Moore County | $106,300 | $85,050 | $53,150 |
| Lincoln County | $105,600 | $84,500 | $52,800 |
| Camden County | $105,500 | $84,400 | $52,750 |
| Carteret County | $103,500 | $82,800 | $51,750 |
| Buncombe County | $103,200 | $81,900 | $51,200 |
| Henderson County | $103,200 | $81,900 | $51,200 |
| Madison County | $103,200 | $81,900 | $51,200 |
| Brunswick County | $99,200 | $79,350 | $49,600 |
| Davie County | $96,700 | $76,250 | $47,650 |
| Forsyth County | $96,700 | $76,250 | $47,650 |
| Stokes County | $96,700 | $76,250 | $47,650 |
| Yadkin County | $96,700 | $76,250 | $47,650 |
| Polk County | $93,800 | $74,650 | $46,650 |
| Guilford County | $91,500 | $73,200 | $45,750 |
| Randolph County | $91,500 | $73,200 | $45,750 |
| Pamlico County | $90,700 | $72,550 | $45,350 |
| Perquimans County | $90,400 | $72,300 | $45,200 |
| Transylvania County | $89,000 | $71,200 | $44,500 |
| Avery County | $88,800 | $71,050 | $44,400 |
| Pitt County | $88,800 | $71,050 | $44,400 |
| Alamance County | $88,600 | $70,900 | $44,300 |
| Harnett County | $88,300 | $70,650 | $44,150 |
| Granville County | $87,800 | $70,250 | $43,900 |
| Craven County | $87,000 | $69,600 | $43,500 |
| Watauga County | $86,900 | $71,700 | $44,800 |
| Haywood County | $86,700 | $69,350 | $43,350 |
| Clay County | $86,300 | $69,050 | $43,150 |
| Davidson County | $86,000 | $68,800 | $43,000 |
| Lee County | $85,400 | $67,200 | $42,000 |
| Onslow County | $85,400 | $68,300 | $42,700 |
| Person County | $85,400 | $68,300 | $42,700 |
| Yancey County | $85,300 | $68,250 | $42,650 |
| Alexander County | $85,200 | $68,150 | $42,600 |
| Burke County | $85,200 | $68,150 | $42,600 |
| Caldwell County | $85,200 | $68,150 | $42,600 |
| Catawba County | $85,200 | $68,150 | $42,600 |
| Pasquotank County | $84,300 | $67,450 | $42,150 |
| Wilson County | $84,000 | $67,200 | $42,000 |
| Gates County | $83,900 | $70,900 | $44,300 |
| Cleveland County | $82,800 | $66,250 | $41,400 |
| Cumberland County | $81,900 | $65,500 | $40,950 |
| Stanly County | $80,400 | $67,150 | $41,950 |
| Edgecombe County | $80,200 | $64,150 | $40,100 |
| Nash County | $80,200 | $64,150 | $40,100 |
| Macon County | $79,100 | $63,300 | $39,550 |
| Rowan County | $79,000 | $66,700 | $41,700 |
| Jackson County | $78,200 | $62,650 | $39,150 |
| Hoke County | $77,900 | $62,650 | $39,150 |
| Mitchell County | $77,900 | $62,650 | $39,150 |
| Rutherford County | $77,200 | $62,650 | $39,150 |
| Beaufort County | $77,100 | $62,650 | $39,150 |
| Ashe County | $77,000 | $62,650 | $39,150 |
| Chowan County | $76,900 | $62,650 | $39,150 |
| Rockingham County | $76,600 | $62,650 | $39,150 |
| Caswell County | $76,300 | $62,650 | $39,150 |
| Jones County | $75,900 | $62,650 | $39,150 |
| McDowell County | $75,700 | $62,650 | $39,150 |
| Cherokee County | $73,900 | $62,650 | $39,150 |
| Sampson County | $73,400 | $62,650 | $39,150 |
| Swain County | $72,900 | $62,650 | $39,150 |
| Surry County | $72,700 | $62,650 | $39,150 |
| Duplin County | $72,100 | $62,650 | $39,150 |
| Alleghany County | $71,000 | $62,650 | $39,150 |
| Wayne County | $70,300 | $62,650 | $39,150 |
| Anson County | $69,700 | $62,650 | $39,150 |
| Washington County | $69,500 | $62,650 | $39,150 |
| Martin County | $69,400 | $62,650 | $39,150 |
| Montgomery County | $69,400 | $62,650 | $39,150 |
| Bertie County | $69,200 | $62,650 | $39,150 |
| Vance County | $67,800 | $62,650 | $39,150 |
| Hertford County | $67,700 | $62,650 | $39,150 |
| Graham County | $67,400 | $62,650 | $39,150 |
| Wilkes County | $67,400 | $62,650 | $39,150 |
| Columbus County | $67,300 | $62,650 | $39,150 |
| Northampton County | $66,600 | $62,650 | $39,150 |
| Bladen County | $65,400 | $62,650 | $39,150 |
| Lenoir County | $65,100 | $62,650 | $39,150 |
| Tyrrell County | $64,200 | $62,650 | $39,150 |
| Halifax County | $63,600 | $62,650 | $39,150 |
| Greene County | $63,400 | $62,650 | $39,150 |
| Hyde County | $62,700 | $62,650 | $39,150 |
| Warren County | $62,600 | $62,650 | $39,150 |
| Scotland County | $62,100 | $62,650 | $39,150 |
| Richmond County | $62,000 | $62,650 | $39,150 |
| Robeson County | $59,300 | $62,650 | $39,150 |
Sources
Figures are computed from the documents above and rounded to the dollar. All sources.
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