Illinois Income Limits by County, 2026
Are you under the income limit?
About these limits
HUD publishes a limit for every county each year. Most down payment help uses 80% of the area median income, adjusted for how many people live in the home. Limits are for the HUD area around the county, not the county alone. Source: HUD FY 2026 Income Limits.
HUD's area median family income and the low-income limit (80% of median, family of four) for all 102 Illinois counties, highest median first. These limits gate most down payment assistance and affordable mortgage programs.
Choose your county to see the answer.
CountyHouseholdIncomePriceSavings
More about income limits
Illinois counties
| County | Area median income | Low income (80%), 4 people | Very low (50%), 4 people |
|---|---|---|---|
| Kendall County | $135,800 | $106,800 | $67,900 |
| Cook County | $121,500 | $97,200 | $60,750 |
| DuPage County | $121,500 | $97,200 | $60,750 |
| Kane County | $121,500 | $97,200 | $60,750 |
| Lake County | $121,500 | $97,200 | $60,750 |
| McHenry County | $121,500 | $97,200 | $60,750 |
| Will County | $121,500 | $97,200 | $60,750 |
| McLean County | $117,000 | $93,600 | $58,500 |
| Grundy County | $116,100 | $92,900 | $58,050 |
| Menard County | $114,900 | $91,900 | $57,450 |
| Sangamon County | $114,900 | $91,900 | $57,450 |
| Champaign County | $114,300 | $88,700 | $55,450 |
| Piatt County | $114,300 | $88,700 | $55,450 |
| Calhoun County | $113,500 | $90,800 | $56,750 |
| Clinton County | $113,500 | $90,800 | $56,750 |
| Jersey County | $113,500 | $90,800 | $56,750 |
| Madison County | $113,500 | $90,800 | $56,750 |
| Monroe County | $113,500 | $90,800 | $56,750 |
| St. Clair County | $113,500 | $90,800 | $56,750 |
| DeKalb County | $112,500 | $88,950 | $55,600 |
| Marshall County | $106,100 | $84,900 | $53,050 |
| Peoria County | $106,100 | $84,900 | $53,050 |
| Stark County | $106,100 | $84,900 | $53,050 |
| Tazewell County | $106,100 | $84,900 | $53,050 |
| Woodford County | $106,100 | $84,900 | $53,050 |
| LaSalle County | $105,200 | $80,050 | $50,050 |
| Effingham County | $104,900 | $83,900 | $52,450 |
| De Witt County | $104,100 | $83,300 | $52,050 |
| Bond County | $102,700 | $82,150 | $51,350 |
| Kankakee County | $102,200 | $80,200 | $50,150 |
| Ogle County | $101,200 | $80,950 | $50,600 |
| Cumberland County | $101,100 | $80,900 | $50,550 |
| Jo Daviess County | $99,600 | $79,700 | $49,800 |
| Moultrie County | $99,400 | $79,500 | $49,700 |
| Washington County | $99,400 | $79,500 | $49,700 |
| Crawford County | $99,000 | $79,200 | $49,500 |
| Jasper County | $98,800 | $79,050 | $49,400 |
| Douglas County | $97,900 | $78,300 | $48,950 |
| Henry County | $97,500 | $78,000 | $48,750 |
| Mercer County | $97,500 | $78,000 | $48,750 |
| Rock Island County | $97,500 | $78,000 | $48,750 |
| Livingston County | $96,500 | $77,200 | $48,250 |
| Scott County | $96,500 | $77,200 | $48,250 |
| Macoupin County | $96,200 | $76,950 | $48,100 |
| Macon County | $95,100 | $76,100 | $47,550 |
| Williamson County | $95,000 | $76,000 | $47,500 |
| Randolph County | $93,900 | $75,100 | $46,950 |
| Montgomery County | $93,600 | $74,900 | $46,800 |
| Putnam County | $93,300 | $76,650 | $47,900 |
| Clark County | $93,200 | $74,550 | $46,600 |
| Lee County | $93,100 | $74,500 | $46,550 |
| Logan County | $93,000 | $74,400 | $46,500 |
| Ford County | $92,500 | $74,000 | $46,250 |
| Hamilton County | $92,100 | $73,700 | $46,050 |
| Bureau County | $91,900 | $73,500 | $45,950 |
| Morgan County | $91,500 | $73,200 | $45,750 |
| Shelby County | $91,400 | $73,100 | $45,700 |
| Adams County | $91,100 | $72,900 | $45,550 |
| Iroquois County | $91,100 | $72,900 | $45,550 |
| Whiteside County | $90,900 | $72,700 | $45,450 |
| Christian County | $90,600 | $72,500 | $45,300 |
| Hancock County | $90,300 | $72,250 | $45,150 |
| Alexander County | $90,200 | $72,150 | $45,100 |
| Brown County | $90,000 | $72,000 | $45,000 |
| Union County | $89,500 | $71,750 | $44,850 |
| Boone County | $89,400 | $71,750 | $44,850 |
| Winnebago County | $89,400 | $71,750 | $44,850 |
| Wabash County | $88,100 | $71,750 | $44,850 |
| Warren County | $88,100 | $71,750 | $44,850 |
| Schuyler County | $87,800 | $71,750 | $44,850 |
| Knox County | $86,900 | $71,750 | $44,850 |
| Stephenson County | $86,300 | $71,750 | $44,850 |
| Greene County | $85,700 | $71,750 | $44,850 |
| Pike County | $85,700 | $71,750 | $44,850 |
| Jackson County | $85,200 | $71,750 | $44,850 |
| Fulton County | $84,900 | $71,750 | $44,850 |
| Henderson County | $84,900 | $71,750 | $44,850 |
| McDonough County | $84,900 | $71,750 | $44,850 |
| Massac County | $84,400 | $71,750 | $44,850 |
| Richland County | $84,400 | $71,750 | $44,850 |
| Mason County | $84,100 | $71,750 | $44,850 |
| Johnson County | $83,800 | $71,750 | $44,850 |
| Cass County | $83,400 | $71,750 | $44,850 |
| Jefferson County | $83,300 | $71,750 | $44,850 |
| Pope County | $83,300 | $71,750 | $44,850 |
| Carroll County | $82,900 | $71,750 | $44,850 |
| Perry County | $82,900 | $71,750 | $44,850 |
| Vermilion County | $82,900 | $71,750 | $44,850 |
| Fayette County | $82,500 | $71,750 | $44,850 |
| Marion County | $81,500 | $71,750 | $44,850 |
| Lawrence County | $81,400 | $71,750 | $44,850 |
| Edgar County | $80,300 | $71,750 | $44,850 |
| Gallatin County | $79,500 | $71,750 | $44,850 |
| Wayne County | $78,700 | $71,750 | $44,850 |
| Edwards County | $78,500 | $71,750 | $44,850 |
| Coles County | $78,300 | $71,750 | $44,850 |
| Clay County | $77,900 | $71,750 | $44,850 |
| White County | $77,300 | $71,750 | $44,850 |
| Franklin County | $75,100 | $71,750 | $44,850 |
| Saline County | $75,000 | $71,750 | $44,850 |
| Hardin County | $72,700 | $71,750 | $44,850 |
| Pulaski County | $65,900 | $71,750 | $44,850 |
Sources
Figures are computed from the documents above and rounded to the dollar. All sources.
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