Iowa Income Limits by County, 2026

Are you under the income limit?

About these limits

HUD publishes a limit for every county each year. Most down payment help uses 80% of the area median income, adjusted for how many people live in the home. Limits are for the HUD area around the county, not the county alone. Source: HUD FY 2026 Income Limits.

HUD's area median family income and the low-income limit (80% of median, family of four) for all 99 Iowa counties, highest median first. These limits gate most down payment assistance and affordable mortgage programs.

Choose your county to see the answer.

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CountyHouseholdIncomePriceSavings
More about income limits
Iowa counties
CountyArea median incomeLow income (80%), 4 peopleVery low (50%), 4 people
Story County$122,400$97,900$61,200
Johnson County$121,400$97,100$60,700
Dallas County$116,400$93,100$58,200
Guthrie County$116,400$93,100$58,200
Madison County$116,400$93,100$58,200
Polk County$116,400$93,100$58,200
Warren County$116,400$93,100$58,200
Harrison County$114,000$91,200$57,000
Mills County$114,000$91,200$57,000
Pottawattamie County$114,000$91,200$57,000
Benton County$113,100$90,500$56,550
Boone County$112,300$89,850$56,150
Dickinson County$110,100$88,100$55,050
Sioux County$109,800$87,850$54,900
Bremer County$108,300$86,650$54,150
Dubuque County$106,300$85,050$53,150
Winneshiek County$106,100$84,900$53,050
Linn County$105,300$84,250$52,650
Marion County$104,700$83,750$52,350
Cherokee County$104,600$83,700$52,300
Palo Alto County$104,100$83,300$52,050
Carroll County$103,900$83,100$51,950
Plymouth County$103,300$82,650$51,650
Adair County$102,900$82,300$51,450
Iowa County$101,700$81,350$50,850
O'Brien County$101,300$81,050$50,650
Jefferson County$100,500$80,400$50,250
Worth County$99,800$79,850$49,900
Buchanan County$99,400$79,500$49,700
Adams County$99,300$79,450$49,650
Shelby County$99,300$79,450$49,650
Cedar County$98,900$79,350$49,600
Davis County$98,900$79,100$49,450
Webster County$98,400$78,700$49,200
Woodbury County$97,900$78,300$48,950
Chickasaw County$97,700$78,150$48,850
Jones County$97,700$78,150$48,850
Sac County$97,700$78,150$48,850
Scott County$97,500$78,000$48,750
Cerro Gordo County$97,400$77,900$48,700
Louisa County$97,300$77,850$48,650
Poweshiek County$97,000$77,600$48,500
Buena Vista County$96,900$77,500$48,450
Butler County$96,900$77,500$48,450
Hamilton County$96,800$77,450$48,400
Mitchell County$96,800$77,450$48,400
Lyon County$96,600$77,300$48,300
Kossuth County$96,300$77,050$48,150
Fremont County$96,200$76,950$48,100
Floyd County$96,100$76,900$48,050
Clinton County$95,900$76,700$47,950
Jasper County$95,900$76,700$47,950
Ringgold County$95,500$76,400$47,750
Clay County$94,700$75,750$47,350
Delaware County$94,600$75,700$47,300
Washington County$93,800$75,300$47,050
Jackson County$93,600$75,300$47,050
Winnebago County$93,600$75,300$47,050
Cass County$93,500$75,300$47,050
Mahaska County$93,300$75,300$47,050
Monroe County$93,300$75,300$47,050
Marshall County$92,100$75,300$47,050
Muscatine County$92,100$75,300$47,050
Humboldt County$91,400$75,300$47,050
Greene County$91,200$75,300$47,050
Black Hawk County$91,000$75,300$47,050
Grundy County$91,000$75,300$47,050
Osceola County$91,000$75,300$47,050
Audubon County$90,300$75,300$47,050
Allamakee County$90,200$75,300$47,050
Hardin County$90,100$75,300$47,050
Monona County$89,300$75,300$47,050
Crawford County$89,200$75,300$47,050
Clarke County$88,700$75,300$47,050
Hancock County$88,300$75,300$47,050
Tama County$87,900$75,300$47,050
Emmet County$87,600$75,300$47,050
Franklin County$87,400$75,300$47,050
Clayton County$87,000$75,300$47,050
Montgomery County$86,800$75,300$47,050
Howard County$86,700$75,300$47,050
Henry County$86,600$75,300$47,050
Calhoun County$86,500$75,300$47,050
Fayette County$85,800$75,300$47,050
Wayne County$85,800$75,300$47,050
Wright County$85,100$75,300$47,050
Des Moines County$84,700$75,300$47,050
Lee County$84,700$75,300$47,050
Keokuk County$84,600$75,300$47,050
Page County$84,300$75,300$47,050
Wapello County$83,000$75,300$47,050
Lucas County$82,900$75,300$47,050
Van Buren County$82,500$75,300$47,050
Pocahontas County$82,200$75,300$47,050
Union County$81,300$75,300$47,050
Ida County$81,000$75,300$47,050
Taylor County$80,900$75,300$47,050
Decatur County$79,400$75,300$47,050
Appanoose County$71,900$75,300$47,050

Sources

Figures are computed from the documents above and rounded to the dollar. All sources.

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