California Income Limits by County, 2026
HUD's area median family income and the low-income limit (80% of median, family of four) for all 58 California counties, highest median first. These limits gate most down payment assistance and affordable mortgage programs.
| County | Area median income | Low income (80%), 4 people | Very low (50%), 4 people |
|---|---|---|---|
| Santa Clara County | $205,500 | $162,400 | $102,750 |
| Marin County | $200,800 | $168,100 | $105,050 |
| San Francisco County | $200,800 | $168,100 | $105,050 |
| San Mateo County | $200,800 | $168,100 | $105,050 |
| Napa County | $165,400 | $140,950 | $88,150 |
| Alameda County | $162,800 | $135,750 | $84,850 |
| Contra Costa County | $162,800 | $135,750 | $84,850 |
| Nevada County | $140,400 | $100,100 | $62,550 |
| Orange County | $138,600 | $148,850 | $93,050 |
| Santa Cruz County | $137,200 | $174,550 | $108,750 |
| Ventura County | $135,600 | $125,600 | $78,500 |
| Sonoma County | $133,400 | $131,850 | $82,400 |
| San Diego County | $130,900 | $139,900 | $87,450 |
| San Luis Obispo County | $129,600 | $122,400 | $76,450 |
| Yolo County | $129,600 | $103,700 | $64,800 |
| Alpine County | $124,800 | $99,850 | $62,400 |
| El Dorado County | $124,000 | $105,100 | $65,700 |
| Placer County | $124,000 | $105,100 | $65,700 |
| Sacramento County | $124,000 | $105,100 | $65,700 |
| San Benito County | $121,800 | $117,600 | $73,450 |
| Mono County | $120,400 | $89,850 | $56,150 |
| Solano County | $120,300 | $104,500 | $65,300 |
| Santa Barbara County | $118,600 | $145,700 | $91,050 |
| Amador County | $110,500 | $88,400 | $55,250 |
| Monterey County | $110,500 | $125,100 | $78,200 |
| Los Angeles County | $108,100 | $133,250 | $83,300 |
| San Joaquin County | $108,100 | $86,500 | $54,050 |
| Riverside County | $106,500 | $98,400 | $61,500 |
| San Bernardino County | $106,500 | $98,400 | $61,500 |
| Calaveras County | $102,600 | $82,100 | $51,300 |
| Tuolumne County | $102,200 | $81,750 | $51,100 |
| Sutter County | $101,900 | $81,500 | $50,950 |
| Yuba County | $101,900 | $81,500 | $50,950 |
| Mendocino County | $99,100 | $79,850 | $49,900 |
| Shasta County | $97,100 | $77,700 | $48,550 |
| Inyo County | $96,300 | $77,700 | $48,550 |
| Mariposa County | $95,600 | $77,700 | $48,550 |
| Stanislaus County | $94,600 | $82,000 | $51,250 |
| Plumas County | $93,500 | $77,700 | $48,550 |
| Colusa County | $91,400 | $77,700 | $48,550 |
| Del Norte County | $91,300 | $77,700 | $48,550 |
| Fresno County | $91,300 | $77,700 | $48,550 |
| Butte County | $89,400 | $77,700 | $48,550 |
| Sierra County | $88,000 | $77,700 | $48,550 |
| Tehama County | $86,500 | $77,700 | $48,550 |
| Lassen County | $86,200 | $77,700 | $48,550 |
| Humboldt County | $85,700 | $77,700 | $48,550 |
| Kings County | $84,900 | $77,700 | $48,550 |
| Glenn County | $84,100 | $77,700 | $48,550 |
| Madera County | $82,200 | $77,700 | $48,550 |
| Kern County | $81,900 | $77,700 | $48,550 |
| Trinity County | $79,200 | $77,700 | $48,550 |
| Siskiyou County | $78,500 | $77,700 | $48,550 |
| Tulare County | $76,400 | $77,700 | $48,550 |
| Merced County | $75,800 | $77,700 | $48,550 |
| Imperial County | $75,500 | $77,700 | $48,550 |
| Modoc County | $75,300 | $77,700 | $48,550 |
| Lake County | $72,400 | $77,700 | $48,550 |
Sources
Figures are computed from the documents above and rounded to the dollar. All sources.
California first-time buyer programs →
Income limits in every state