California Income Limits by County, 2026

Are you under the income limit?

About these limits

HUD publishes a limit for every county each year. Most down payment help uses 80% of the area median income, adjusted for how many people live in the home. Limits are for the HUD area around the county, not the county alone. Source: HUD FY 2026 Income Limits.

HUD's area median family income and the low-income limit (80% of median, family of four) for all 58 California counties, highest median first. These limits gate most down payment assistance and affordable mortgage programs.

Choose your county to see the answer.

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CountyHouseholdIncomePriceSavings
More about income limits
California counties
CountyArea median incomeLow income (80%), 4 peopleVery low (50%), 4 people
Santa Clara County$205,500$162,400$102,750
Marin County$200,800$168,100$105,050
San Francisco County$200,800$168,100$105,050
San Mateo County$200,800$168,100$105,050
Napa County$165,400$140,950$88,150
Alameda County$162,800$135,750$84,850
Contra Costa County$162,800$135,750$84,850
Nevada County$140,400$100,100$62,550
Orange County$138,600$148,850$93,050
Santa Cruz County$137,200$174,550$108,750
Ventura County$135,600$125,600$78,500
Sonoma County$133,400$131,850$82,400
San Diego County$130,900$139,900$87,450
San Luis Obispo County$129,600$122,400$76,450
Yolo County$129,600$103,700$64,800
Alpine County$124,800$99,850$62,400
El Dorado County$124,000$105,100$65,700
Placer County$124,000$105,100$65,700
Sacramento County$124,000$105,100$65,700
San Benito County$121,800$117,600$73,450
Mono County$120,400$89,850$56,150
Solano County$120,300$104,500$65,300
Santa Barbara County$118,600$145,700$91,050
Amador County$110,500$88,400$55,250
Monterey County$110,500$125,100$78,200
Los Angeles County$108,100$133,250$83,300
San Joaquin County$108,100$86,500$54,050
Riverside County$106,500$98,400$61,500
San Bernardino County$106,500$98,400$61,500
Calaveras County$102,600$82,100$51,300
Tuolumne County$102,200$81,750$51,100
Sutter County$101,900$81,500$50,950
Yuba County$101,900$81,500$50,950
Mendocino County$99,100$79,850$49,900
Shasta County$97,100$77,700$48,550
Inyo County$96,300$77,700$48,550
Mariposa County$95,600$77,700$48,550
Stanislaus County$94,600$82,000$51,250
Plumas County$93,500$77,700$48,550
Colusa County$91,400$77,700$48,550
Del Norte County$91,300$77,700$48,550
Fresno County$91,300$77,700$48,550
Butte County$89,400$77,700$48,550
Sierra County$88,000$77,700$48,550
Tehama County$86,500$77,700$48,550
Lassen County$86,200$77,700$48,550
Humboldt County$85,700$77,700$48,550
Kings County$84,900$77,700$48,550
Glenn County$84,100$77,700$48,550
Madera County$82,200$77,700$48,550
Kern County$81,900$77,700$48,550
Trinity County$79,200$77,700$48,550
Siskiyou County$78,500$77,700$48,550
Tulare County$76,400$77,700$48,550
Merced County$75,800$77,700$48,550
Imperial County$75,500$77,700$48,550
Modoc County$75,300$77,700$48,550
Lake County$72,400$77,700$48,550

Sources

Figures are computed from the documents above and rounded to the dollar. All sources.

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