Oklahoma Income Limits by County, 2026

Are you under the income limit?

About these limits

HUD publishes a limit for every county each year. Most down payment help uses 80% of the area median income, adjusted for how many people live in the home. Limits are for the HUD area around the county, not the county alone. Source: HUD FY 2026 Income Limits.

HUD's area median family income and the low-income limit (80% of median, family of four) for all 77 Oklahoma counties, highest median first. These limits gate most down payment assistance and affordable mortgage programs.

Choose your county to see the answer.

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CountyHouseholdIncomePriceSavings
More about income limits
Oklahoma counties
CountyArea median incomeLow income (80%), 4 peopleVery low (50%), 4 people
Cimarron County$99,100$71,850$44,900
Payne County$98,800$73,200$45,750
Canadian County$97,300$77,850$48,650
Cleveland County$97,300$77,850$48,650
Logan County$97,300$77,850$48,650
McClain County$97,300$77,850$48,650
Oklahoma County$97,300$77,850$48,650
Grady County$96,000$76,800$48,000
Noble County$95,300$76,250$47,650
Creek County$95,000$76,000$47,500
Osage County$95,000$76,000$47,500
Rogers County$95,000$76,000$47,500
Tulsa County$95,000$76,000$47,500
Wagoner County$95,000$76,000$47,500
Alfalfa County$93,500$76,000$47,500
Woods County$88,500$70,800$44,250
Major County$87,300$69,850$43,650
Garfield County$87,000$69,600$43,500
Jackson County$85,200$68,150$42,600
Murray County$84,800$67,850$42,400
Texas County$84,600$67,700$42,300
Cotton County$84,500$67,600$42,250
Washington County$84,500$67,600$42,250
Pontotoc County$84,200$67,350$42,100
Pottawatomie County$82,200$65,250$40,800
Kingfisher County$82,100$65,700$41,050
Stephens County$81,500$65,200$40,750
Custer County$81,400$65,100$40,700
Carter County$80,400$64,300$40,200
Blaine County$79,900$63,900$39,950
Comanche County$79,600$63,700$39,800
Roger Mills County$79,000$63,200$39,500
Love County$78,800$63,050$39,400
Grant County$78,400$66,900$41,800
Harper County$78,200$62,550$39,100
Ellis County$78,100$62,500$39,050
Dewey County$78,000$62,400$39,000
Washita County$77,900$62,300$38,950
Kay County$77,500$62,000$38,750
Lincoln County$77,500$62,000$38,750
Beaver County$76,900$61,500$38,450
Sequoyah County$76,800$61,450$38,400
Pawnee County$76,400$61,100$38,200
Mayes County$76,200$60,950$38,100
Woodward County$76,000$63,050$39,400
Garvin County$75,600$60,700$37,950
Delaware County$75,200$60,700$37,950
Pittsburg County$74,600$60,700$37,950
Muskogee County$74,100$60,700$37,950
Bryan County$73,800$60,700$37,950
Atoka County$73,600$60,700$37,950
Greer County$73,400$60,700$37,950
Okmulgee County$72,600$60,700$37,950
Caddo County$71,800$60,700$37,950
Cherokee County$71,300$60,700$37,950
Nowata County$70,900$60,700$37,950
Beckham County$70,800$60,950$38,100
McCurtain County$70,600$60,700$37,950
Le Flore County$69,300$60,700$37,950
Johnston County$68,700$60,700$37,950
Marshall County$68,600$60,700$37,950
Tillman County$67,200$60,700$37,950
Hughes County$66,500$60,700$37,950
Okfuskee County$65,900$60,700$37,950
Craig County$65,600$60,700$37,950
Haskell County$65,600$60,700$37,950
Choctaw County$65,200$60,700$37,950
Pushmataha County$64,900$60,700$37,950
Ottawa County$64,800$60,700$37,950
Coal County$63,200$60,700$37,950
Latimer County$63,200$60,700$37,950
Seminole County$62,100$60,700$37,950
McIntosh County$62,000$60,700$37,950
Kiowa County$61,800$60,700$37,950
Jefferson County$61,700$60,700$37,950
Adair County$61,500$60,700$37,950
Harmon County$55,300$60,700$37,950

Sources

Figures are computed from the documents above and rounded to the dollar. All sources.

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