Virginia Income Limits by County, 2026

Are you under the income limit?

About these limits

HUD publishes a limit for every county each year. Most down payment help uses 80% of the area median income, adjusted for how many people live in the home. Limits are for the HUD area around the county, not the county alone. Source: HUD FY 2026 Income Limits.

HUD's area median family income and the low-income limit (80% of median, family of four) for all 133 Virginia counties, highest median first. These limits gate most down payment assistance and affordable mortgage programs.

Choose your county to see the answer.

Start your planOpens your homebuying plan
CountyHouseholdIncomePriceSavings
More about income limits
Virginia counties
CountyArea median incomeLow income (80%), 4 peopleVery low (50%), 4 people
Alexandria city$166,100$106,800$83,050
Arlington County$166,100$106,800$83,050
Clarke County$166,100$106,800$83,050
Fairfax city$166,100$106,800$83,050
Fairfax County$166,100$106,800$83,050
Falls Church city$166,100$106,800$83,050
Fauquier County$166,100$106,800$83,050
Fredericksburg city$166,100$106,800$83,050
Loudoun County$166,100$106,800$83,050
Manassas city$166,100$106,800$83,050
Manassas Park city$166,100$106,800$83,050
Prince William County$166,100$106,800$83,050
Spotsylvania County$166,100$106,800$83,050
Stafford County$166,100$106,800$83,050
Albemarle County$139,800$106,800$69,150
Charlottesville city$139,800$106,800$69,150
Fluvanna County$139,800$106,800$69,150
Greene County$139,800$106,800$69,150
Nelson County$139,800$106,800$69,150
King George County$138,600$106,800$69,300
Culpeper County$120,600$96,500$60,300
Montgomery County$119,600$95,700$59,800
Radford city$119,600$95,700$59,800
Orange County$113,700$90,950$56,850
Amelia County$113,500$90,800$56,750
Charles City County$113,500$90,800$56,750
Chesterfield County$113,500$90,800$56,750
Colonial Heights city$113,500$90,800$56,750
Dinwiddie County$113,500$90,800$56,750
Goochland County$113,500$90,800$56,750
Hanover County$113,500$90,800$56,750
Henrico County$113,500$90,800$56,750
Hopewell city$113,500$90,800$56,750
King William County$113,500$90,800$56,750
New Kent County$113,500$90,800$56,750
Petersburg city$113,500$90,800$56,750
Powhatan County$113,500$90,800$56,750
Prince George County$113,500$90,800$56,750
Richmond city$113,500$90,800$56,750
Sussex County$113,500$90,800$56,750
Madison County$108,700$79,250$49,550
Chesapeake city$107,700$86,150$53,850
Gloucester County$107,700$86,150$53,850
Hampton city$107,700$86,150$53,850
Isle of Wight County$107,700$86,150$53,850
James City County$107,700$86,150$53,850
Mathews County$107,700$86,150$53,850
Newport News city$107,700$86,150$53,850
Norfolk city$107,700$86,150$53,850
Poquoson city$107,700$86,150$53,850
Portsmouth city$107,700$86,150$53,850
Suffolk city$107,700$86,150$53,850
Virginia Beach city$107,700$86,150$53,850
Williamsburg city$107,700$86,150$53,850
York County$107,700$86,150$53,850
Frederick County$107,000$86,000$53,750
Louisa County$107,000$85,600$53,500
Winchester city$107,000$86,000$53,750
Warren County$103,600$82,900$51,800
Caroline County$102,900$82,300$51,450
Middlesex County$102,200$81,750$51,100
Surry County$100,300$80,250$50,150
Augusta County$98,500$78,800$49,250
Botetourt County$98,500$78,800$49,250
Craig County$98,500$78,800$49,250
Roanoke city$98,500$78,800$49,250
Roanoke County$98,500$78,800$49,250
Salem city$98,500$78,800$49,250
Staunton city$98,500$78,800$49,250
Waynesboro city$98,500$78,800$49,250
Harrisonburg city$97,700$78,150$48,850
Rockingham County$97,700$78,150$48,850
Richmond County$97,500$75,500$47,200
Franklin city$96,000$76,800$48,000
Southampton County$96,000$76,800$48,000
Rappahannock County$92,200$82,350$51,450
Lancaster County$91,000$72,800$45,500
King and Queen County$90,700$72,550$45,350
Bath County$89,700$71,750$44,850
Franklin County$89,500$71,600$44,750
Floyd County$88,500$70,800$44,250
Shenandoah County$88,500$70,800$44,250
Amherst County$88,300$70,650$44,150
Appomattox County$88,300$70,650$44,150
Bedford County$88,300$70,650$44,150
Campbell County$88,300$70,650$44,150
Highland County$88,300$70,400$44,000
Lynchburg city$88,300$70,650$44,150
Essex County$87,800$69,350$43,350
Pulaski County$87,600$70,100$43,800
Westmoreland County$87,300$69,850$43,650
Northampton County$86,300$69,050$43,150
Nottoway County$86,000$68,800$43,000
Buena Vista city$85,700$68,550$42,850
Lexington city$85,700$68,550$42,850
Rockbridge County$85,700$68,550$42,850
Giles County$85,400$68,300$42,700
Buckingham County$84,900$67,900$42,450
Wythe County$84,500$67,600$42,250
Northumberland County$83,700$68,800$43,000
Bristol city$81,800$65,450$40,900
Scott County$81,800$65,450$40,900
Washington County$81,800$65,450$40,900
Charlotte County$80,200$64,150$40,100
Mecklenburg County$79,500$63,900$39,950
Prince Edward County$78,800$63,900$39,950
Patrick County$78,000$63,900$39,950
Halifax County$77,700$63,900$39,950
Lunenburg County$77,200$63,900$39,950
Accomack County$76,800$63,900$39,950
Bland County$76,200$63,900$39,950
Danville city$75,500$63,900$39,950
Pittsylvania County$75,500$63,900$39,950
Page County$74,500$63,900$39,950
Russell County$73,000$63,900$39,950
Henry County$71,500$63,900$39,950
Martinsville city$71,500$63,900$39,950
Alleghany County$71,300$63,900$39,950
Covington city$71,300$63,900$39,950
Carroll County$71,000$63,900$39,950
Galax city$71,000$63,900$39,950
Smyth County$70,200$63,900$39,950
Tazewell County$69,500$63,900$39,950
Brunswick County$66,500$63,900$39,950
Grayson County$65,300$63,900$39,950
Lee County$65,200$63,900$39,950
Norton city$64,500$63,900$39,950
Wise County$64,500$63,900$39,950
Emporia city$64,400$63,900$39,950
Greensville County$64,400$63,900$39,950
Cumberland County$62,700$63,900$39,950
Dickenson County$60,900$63,900$39,950
Buchanan County$54,400$63,900$39,950

Sources

Figures are computed from the documents above and rounded to the dollar. All sources.

Virginia first-time buyer programs →

Income limits in every state
Browse by state