Tennessee Income Limits by County, 2026
Are you under the income limit?
About these limits
HUD publishes a limit for every county each year. Most down payment help uses 80% of the area median income, adjusted for how many people live in the home. Limits are for the HUD area around the county, not the county alone. Source: HUD FY 2026 Income Limits.
HUD's area median family income and the low-income limit (80% of median, family of four) for all 95 Tennessee counties, highest median first. These limits gate most down payment assistance and affordable mortgage programs.
Choose your county to see the answer.
CountyHouseholdIncomePriceSavings
More about income limits
Tennessee counties
| County | Area median income | Low income (80%), 4 people | Very low (50%), 4 people |
|---|---|---|---|
| Cannon County | $116,100 | $92,900 | $58,050 |
| Cheatham County | $116,100 | $92,900 | $58,050 |
| Davidson County | $116,100 | $92,900 | $58,050 |
| Dickson County | $116,100 | $92,900 | $58,050 |
| Robertson County | $116,100 | $92,900 | $58,050 |
| Rutherford County | $116,100 | $92,900 | $58,050 |
| Sumner County | $116,100 | $92,900 | $58,050 |
| Trousdale County | $116,100 | $92,900 | $58,050 |
| Williamson County | $116,100 | $92,900 | $58,050 |
| Wilson County | $116,100 | $92,900 | $58,050 |
| Maury County | $109,500 | $82,850 | $51,800 |
| Anderson County | $103,700 | $82,950 | $51,850 |
| Blount County | $103,700 | $82,950 | $51,850 |
| Knox County | $103,700 | $82,950 | $51,850 |
| Loudon County | $103,700 | $82,950 | $51,850 |
| Union County | $103,700 | $82,950 | $51,850 |
| Hamilton County | $97,400 | $77,900 | $48,700 |
| Marion County | $97,400 | $77,900 | $48,700 |
| Sequatchie County | $97,400 | $77,900 | $48,700 |
| Marshall County | $95,500 | $73,950 | $46,250 |
| Roane County | $94,100 | $75,300 | $47,050 |
| Montgomery County | $93,800 | $75,050 | $46,900 |
| Fayette County | $92,700 | $74,150 | $46,350 |
| Shelby County | $92,700 | $74,150 | $46,350 |
| Tipton County | $92,700 | $74,150 | $46,350 |
| Bradley County | $91,700 | $73,000 | $45,650 |
| Polk County | $91,700 | $73,000 | $45,650 |
| Moore County | $91,500 | $73,200 | $45,750 |
| Stewart County | $90,200 | $72,150 | $45,100 |
| Giles County | $90,000 | $72,000 | $45,000 |
| Putnam County | $89,500 | $70,100 | $43,800 |
| Lincoln County | $88,100 | $70,500 | $44,050 |
| Lewis County | $87,300 | $65,850 | $41,150 |
| Smith County | $85,900 | $68,700 | $42,950 |
| Bedford County | $85,400 | $68,300 | $42,700 |
| Sevier County | $85,000 | $68,000 | $42,500 |
| Meigs County | $84,000 | $67,200 | $42,000 |
| Humphreys County | $83,600 | $66,900 | $41,800 |
| Franklin County | $83,300 | $66,650 | $41,650 |
| Houston County | $82,900 | $66,300 | $41,450 |
| Morgan County | $82,500 | $66,000 | $41,250 |
| Hawkins County | $81,800 | $65,450 | $40,900 |
| Sullivan County | $81,800 | $65,450 | $40,900 |
| Greene County | $80,700 | $64,550 | $40,350 |
| Crockett County | $80,300 | $64,250 | $40,150 |
| Hamblen County | $80,100 | $64,100 | $40,050 |
| Jefferson County | $80,100 | $64,100 | $40,050 |
| Monroe County | $79,900 | $63,900 | $39,950 |
| Chester County | $79,500 | $63,600 | $39,750 |
| Madison County | $79,500 | $63,600 | $39,750 |
| McMinn County | $79,200 | $63,350 | $39,600 |
| Hickman County | $78,900 | $63,100 | $39,450 |
| Cumberland County | $78,200 | $62,550 | $39,100 |
| Macon County | $77,500 | $62,400 | $39,000 |
| Lawrence County | $77,200 | $62,400 | $39,000 |
| Obion County | $77,200 | $62,400 | $39,000 |
| Gibson County | $77,100 | $62,400 | $39,000 |
| Carter County | $76,800 | $64,500 | $40,300 |
| Unicoi County | $76,800 | $64,500 | $40,300 |
| Washington County | $76,800 | $64,500 | $40,300 |
| Coffee County | $75,800 | $62,400 | $39,000 |
| Jackson County | $75,400 | $62,400 | $39,000 |
| Henderson County | $74,600 | $62,400 | $39,000 |
| Carroll County | $74,500 | $62,400 | $39,000 |
| White County | $74,400 | $62,400 | $39,000 |
| Overton County | $74,000 | $62,400 | $39,000 |
| Dyer County | $73,000 | $62,400 | $39,000 |
| Weakley County | $73,000 | $62,400 | $39,000 |
| Johnson County | $71,800 | $62,400 | $39,000 |
| Van Buren County | $71,500 | $62,400 | $39,000 |
| Perry County | $71,300 | $62,400 | $39,000 |
| Hardeman County | $71,200 | $62,400 | $39,000 |
| Claiborne County | $70,900 | $62,400 | $39,000 |
| Wayne County | $70,700 | $62,400 | $39,000 |
| Henry County | $70,500 | $62,400 | $39,000 |
| DeKalb County | $70,400 | $62,400 | $39,000 |
| Warren County | $70,200 | $62,400 | $39,000 |
| Benton County | $70,100 | $62,400 | $39,000 |
| McNairy County | $69,700 | $62,400 | $39,000 |
| Campbell County | $69,000 | $62,400 | $39,000 |
| Lauderdale County | $69,000 | $62,400 | $39,000 |
| Grainger County | $68,800 | $62,400 | $39,000 |
| Fentress County | $68,300 | $62,400 | $39,000 |
| Rhea County | $66,400 | $62,400 | $39,000 |
| Bledsoe County | $65,300 | $62,400 | $39,000 |
| Pickett County | $65,300 | $62,400 | $39,000 |
| Haywood County | $64,800 | $62,400 | $39,000 |
| Decatur County | $64,700 | $62,400 | $39,000 |
| Hardin County | $63,800 | $62,400 | $39,000 |
| Cocke County | $61,300 | $62,400 | $39,000 |
| Clay County | $60,300 | $62,400 | $39,000 |
| Scott County | $59,600 | $62,400 | $39,000 |
| Grundy County | $56,400 | $62,400 | $39,000 |
| Hancock County | $54,800 | $62,400 | $39,000 |
| Lake County | $44,300 | $62,400 | $39,000 |
Sources
Figures are computed from the documents above and rounded to the dollar. All sources.
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