Florida Income Limits by County, 2026
Are you under the income limit?
About these limits
HUD publishes a limit for every county each year. Most down payment help uses 80% of the area median income, adjusted for how many people live in the home. Limits are for the HUD area around the county, not the county alone. Source: HUD FY 2026 Income Limits.
HUD's area median family income and the low-income limit (80% of median, family of four) for all 67 Florida counties, highest median first. These limits gate most down payment assistance and affordable mortgage programs.
Choose your county to see the answer.
CountyHouseholdIncomePriceSavings
More about income limits
Florida counties
| County | Area median income | Low income (80%), 4 people | Very low (50%), 4 people |
|---|---|---|---|
| Monroe County | $129,600 | $114,650 | $71,650 |
| Collier County | $121,000 | $96,800 | $60,500 |
| Flagler County | $114,500 | $83,450 | $52,150 |
| Manatee County | $109,700 | $91,300 | $57,050 |
| Sarasota County | $109,700 | $91,300 | $57,050 |
| Clay County | $108,700 | $86,950 | $54,350 |
| Duval County | $108,700 | $86,950 | $54,350 |
| Nassau County | $108,700 | $86,950 | $54,350 |
| St. Johns County | $108,700 | $86,950 | $54,350 |
| Palm Beach County | $107,600 | $102,800 | $64,250 |
| Okaloosa County | $106,700 | $85,350 | $53,350 |
| Lee County | $105,700 | $89,900 | $56,200 |
| Indian River County | $105,200 | $81,800 | $51,150 |
| Hernando County | $104,700 | $91,750 | $57,350 |
| Hillsborough County | $104,700 | $91,750 | $57,350 |
| Pasco County | $104,700 | $91,750 | $57,350 |
| Pinellas County | $104,700 | $91,750 | $57,350 |
| Sumter County | $104,100 | $83,300 | $52,050 |
| Baker County | $103,200 | $80,500 | $50,300 |
| Broward County | $102,500 | $101,400 | $63,400 |
| Martin County | $102,000 | $81,900 | $51,200 |
| St. Lucie County | $102,000 | $81,900 | $51,200 |
| Wakulla County | $100,400 | $80,300 | $50,200 |
| Gadsden County | $99,500 | $79,600 | $49,750 |
| Jefferson County | $99,500 | $79,600 | $49,750 |
| Leon County | $99,500 | $79,600 | $49,750 |
| Alachua County | $99,100 | $79,300 | $49,550 |
| Gilchrist County | $99,100 | $79,300 | $49,550 |
| Bay County | $98,900 | $79,100 | $49,450 |
| Lake County | $97,600 | $91,900 | $57,450 |
| Orange County | $97,600 | $91,900 | $57,450 |
| Osceola County | $97,600 | $91,900 | $57,450 |
| Seminole County | $97,600 | $91,900 | $57,450 |
| Walton County | $97,600 | $78,100 | $48,800 |
| Charlotte County | $97,500 | $77,200 | $48,250 |
| Brevard County | $97,000 | $79,700 | $49,800 |
| Escambia County | $92,800 | $74,600 | $46,600 |
| Santa Rosa County | $92,800 | $74,600 | $46,600 |
| Volusia County | $90,800 | $79,300 | $49,550 |
| Miami-Dade County | $89,800 | $109,000 | $68,100 |
| Marion County | $84,000 | $67,200 | $42,000 |
| Polk County | $83,900 | $69,850 | $43,650 |
| Columbia County | $83,000 | $66,400 | $41,500 |
| Franklin County | $82,300 | $65,850 | $41,150 |
| Citrus County | $81,400 | $63,850 | $39,900 |
| Bradford County | $81,100 | $64,900 | $40,550 |
| Gulf County | $80,700 | $68,850 | $43,050 |
| Union County | $76,800 | $64,650 | $40,400 |
| Highlands County | $75,600 | $64,650 | $40,400 |
| Liberty County | $75,500 | $62,600 | $39,150 |
| Lafayette County | $75,200 | $62,600 | $39,150 |
| Washington County | $74,100 | $62,600 | $39,150 |
| Putnam County | $73,500 | $62,600 | $39,150 |
| Okeechobee County | $72,600 | $62,600 | $39,150 |
| Hardee County | $71,300 | $62,600 | $39,150 |
| Levy County | $68,800 | $62,600 | $39,150 |
| Suwannee County | $68,100 | $62,600 | $39,150 |
| Calhoun County | $67,100 | $64,650 | $40,400 |
| DeSoto County | $65,800 | $62,600 | $39,150 |
| Madison County | $65,600 | $62,600 | $39,150 |
| Hendry County | $65,300 | $62,600 | $39,150 |
| Jackson County | $65,000 | $62,600 | $39,150 |
| Holmes County | $63,700 | $62,600 | $39,150 |
| Taylor County | $61,300 | $62,600 | $39,150 |
| Dixie County | $60,400 | $62,600 | $39,150 |
| Hamilton County | $59,000 | $62,600 | $39,150 |
| Glades County | $58,500 | $62,600 | $39,150 |
Sources
Figures are computed from the documents above and rounded to the dollar. All sources.
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