Kentucky Income Limits by County, 2026
HUD's area median family income and the low-income limit (80% of median, family of four) for all 120 Kentucky counties, highest median first. These limits gate most down payment assistance and affordable mortgage programs.
| County | Area median income | Low income (80%), 4 people | Very low (50%), 4 people |
|---|---|---|---|
| Boone County | $109,900 | $87,900 | $54,950 |
| Bracken County | $109,900 | $87,900 | $54,950 |
| Campbell County | $109,900 | $87,900 | $54,950 |
| Gallatin County | $109,900 | $87,900 | $54,950 |
| Kenton County | $109,900 | $87,900 | $54,950 |
| Pendleton County | $109,900 | $87,900 | $54,950 |
| Shelby County | $104,900 | $83,900 | $52,450 |
| McCracken County | $102,400 | $79,350 | $49,600 |
| Bourbon County | $102,100 | $81,700 | $51,050 |
| Clark County | $102,100 | $81,700 | $51,050 |
| Fayette County | $102,100 | $81,700 | $51,050 |
| Jessamine County | $102,100 | $81,700 | $51,050 |
| Scott County | $102,100 | $81,700 | $51,050 |
| Woodford County | $102,100 | $81,700 | $51,050 |
| Bullitt County | $99,000 | $79,200 | $49,500 |
| Henry County | $99,000 | $79,200 | $49,500 |
| Jefferson County | $99,000 | $79,200 | $49,500 |
| Oldham County | $99,000 | $79,200 | $49,500 |
| Spencer County | $99,000 | $79,200 | $49,500 |
| Anderson County | $96,300 | $77,050 | $48,150 |
| Ballard County | $94,500 | $70,750 | $44,250 |
| Christian County | $93,800 | $75,050 | $46,900 |
| Trigg County | $93,800 | $75,050 | $46,900 |
| Daviess County | $92,100 | $73,700 | $46,050 |
| Franklin County | $92,100 | $73,700 | $46,050 |
| Hardin County | $92,100 | $70,550 | $44,100 |
| Larue County | $92,100 | $70,550 | $44,100 |
| McLean County | $92,100 | $73,700 | $46,050 |
| Lyon County | $91,700 | $73,350 | $45,850 |
| Meade County | $91,100 | $72,900 | $45,550 |
| Mercer County | $90,800 | $72,650 | $45,400 |
| Harrison County | $90,000 | $72,000 | $45,000 |
| Nelson County | $87,200 | $69,750 | $43,600 |
| Hickman County | $87,100 | $69,700 | $43,550 |
| Grant County | $87,000 | $69,600 | $43,500 |
| Trimble County | $86,400 | $69,100 | $43,200 |
| Taylor County | $85,900 | $67,800 | $42,400 |
| Madison County | $85,800 | $68,650 | $42,900 |
| Marshall County | $85,600 | $68,500 | $42,800 |
| Washington County | $83,500 | $67,700 | $42,300 |
| Boyd County | $83,300 | $66,650 | $41,650 |
| Greenup County | $83,300 | $66,650 | $41,650 |
| Owen County | $82,900 | $66,300 | $41,450 |
| Calloway County | $82,300 | $65,850 | $41,150 |
| Edmonson County | $81,400 | $65,100 | $40,700 |
| Livingston County | $81,400 | $65,100 | $40,700 |
| Warren County | $81,400 | $65,100 | $40,700 |
| Allen County | $80,800 | $64,650 | $40,400 |
| Boyle County | $80,700 | $64,550 | $40,350 |
| Hancock County | $80,400 | $64,700 | $40,450 |
| Henderson County | $79,700 | $63,750 | $39,850 |
| Carlisle County | $79,500 | $63,600 | $39,750 |
| Carroll County | $79,300 | $62,950 | $39,350 |
| Logan County | $78,600 | $62,900 | $39,300 |
| Simpson County | $78,500 | $62,800 | $39,250 |
| Marion County | $76,600 | $61,300 | $38,300 |
| Union County | $76,600 | $61,300 | $38,300 |
| Nicholas County | $76,500 | $61,200 | $38,250 |
| Montgomery County | $76,200 | $60,950 | $38,100 |
| Todd County | $76,100 | $60,900 | $38,050 |
| Caldwell County | $76,000 | $60,800 | $38,000 |
| Garrard County | $75,900 | $60,700 | $37,950 |
| Crittenden County | $75,800 | $62,600 | $39,100 |
| Rowan County | $75,700 | $60,550 | $37,850 |
| Pulaski County | $75,300 | $60,250 | $37,650 |
| Butler County | $75,200 | $60,150 | $37,600 |
| Hopkins County | $74,600 | $59,700 | $37,300 |
| Breckinridge County | $74,100 | $59,300 | $37,050 |
| Webster County | $73,100 | $58,500 | $36,550 |
| Bath County | $72,900 | $58,300 | $36,450 |
| Grayson County | $72,500 | $58,000 | $36,250 |
| Laurel County | $72,500 | $58,000 | $36,250 |
| Muhlenberg County | $72,500 | $58,000 | $36,250 |
| Adair County | $71,700 | $57,500 | $35,950 |
| Rockcastle County | $71,700 | $57,500 | $35,950 |
| Metcalfe County | $71,600 | $57,500 | $35,950 |
| Carter County | $71,500 | $57,500 | $35,950 |
| Mason County | $71,300 | $57,500 | $35,950 |
| Hart County | $69,600 | $57,500 | $35,950 |
| Ohio County | $69,400 | $57,500 | $35,950 |
| Lawrence County | $69,100 | $57,500 | $35,950 |
| Fleming County | $68,900 | $57,500 | $35,950 |
| Barren County | $68,000 | $57,500 | $35,950 |
| Estill County | $67,600 | $57,500 | $35,950 |
| Lincoln County | $66,800 | $57,500 | $35,950 |
| Pike County | $66,500 | $57,500 | $35,950 |
| Cumberland County | $65,000 | $57,500 | $35,950 |
| Graves County | $64,200 | $57,500 | $35,950 |
| Monroe County | $64,200 | $57,500 | $35,950 |
| Robertson County | $64,200 | $57,500 | $35,950 |
| Johnson County | $64,100 | $57,500 | $35,950 |
| Russell County | $64,100 | $57,500 | $35,950 |
| Leslie County | $63,100 | $57,500 | $35,950 |
| Lewis County | $63,100 | $57,500 | $35,950 |
| Powell County | $62,300 | $58,400 | $36,500 |
| Morgan County | $62,000 | $57,500 | $35,950 |
| Green County | $61,600 | $57,500 | $35,950 |
| Wayne County | $61,500 | $57,500 | $35,950 |
| Letcher County | $61,300 | $57,500 | $35,950 |
| Knott County | $60,900 | $57,500 | $35,950 |
| Floyd County | $60,700 | $57,500 | $35,950 |
| Jackson County | $59,900 | $57,500 | $35,950 |
| Casey County | $58,400 | $57,500 | $35,950 |
| Whitley County | $58,300 | $57,500 | $35,950 |
| Perry County | $57,200 | $57,500 | $35,950 |
| Fulton County | $57,000 | $57,500 | $35,950 |
| Clinton County | $56,200 | $57,500 | $35,950 |
| Harlan County | $56,000 | $57,500 | $35,950 |
| Lee County | $56,000 | $57,500 | $35,950 |
| Elliott County | $55,800 | $57,500 | $35,950 |
| Menifee County | $54,600 | $57,500 | $35,950 |
| Breathitt County | $54,300 | $57,500 | $35,950 |
| Martin County | $52,700 | $57,500 | $35,950 |
| Clay County | $50,400 | $57,500 | $35,950 |
| Owsley County | $50,200 | $57,500 | $35,950 |
| Bell County | $49,700 | $57,500 | $35,950 |
| Knox County | $48,900 | $57,500 | $35,950 |
| McCreary County | $44,800 | $57,500 | $35,950 |
| Magoffin County | $41,200 | $57,500 | $35,950 |
| Wolfe County | $39,000 | $57,500 | $35,950 |
Sources
Figures are computed from the documents above and rounded to the dollar. All sources.
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