Maryland Income Limits by County, 2026

Are you under the income limit?

About these limits

HUD publishes a limit for every county each year. Most down payment help uses 80% of the area median income, adjusted for how many people live in the home. Limits are for the HUD area around the county, not the county alone. Source: HUD FY 2026 Income Limits.

HUD's area median family income and the low-income limit (80% of median, family of four) for all 24 Maryland counties, highest median first. These limits gate most down payment assistance and affordable mortgage programs.

Choose your county to see the answer.

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CountyHouseholdIncomePriceSavings
More about income limits
Maryland counties
CountyArea median incomeLow income (80%), 4 peopleVery low (50%), 4 people
Charles County$166,100$106,800$83,050
Frederick County$166,100$106,800$83,050
Montgomery County$166,100$106,800$83,050
Prince George's County$166,100$106,800$83,050
St. Mary's County$154,400$106,800$70,800
Calvert County$149,900$106,800$75,350
Anne Arundel County$134,000$106,800$67,000
Baltimore city$134,000$106,800$67,000
Baltimore County$134,000$106,800$67,000
Carroll County$134,000$106,800$67,000
Harford County$134,000$106,800$67,000
Howard County$134,000$106,800$67,000
Queen Anne's County$134,000$106,800$67,000
Cecil County$122,700$98,150$61,350
Talbot County$117,500$94,000$58,750
Kent County$112,000$89,600$56,000
Worcester County$111,100$88,900$55,550
Washington County$105,100$82,400$51,500
Wicomico County$104,700$82,400$51,500
Somerset County$89,800$76,000$47,500
Caroline County$88,800$76,000$47,500
Garrett County$88,300$76,000$47,500
Dorchester County$87,300$76,000$47,500
Allegany County$72,700$76,000$47,500

Sources

Figures are computed from the documents above and rounded to the dollar. All sources.

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