Maryland Income Limits by County, 2026
HUD's area median family income and the low-income limit (80% of median, family of four) for all 24 Maryland counties, highest median first. These limits gate most down payment assistance and affordable mortgage programs.
| County | Area median income | Low income (80%), 4 people | Very low (50%), 4 people |
|---|---|---|---|
| Charles County | $166,100 | $106,800 | $83,050 |
| Frederick County | $166,100 | $106,800 | $83,050 |
| Montgomery County | $166,100 | $106,800 | $83,050 |
| Prince George's County | $166,100 | $106,800 | $83,050 |
| St. Mary's County | $154,400 | $106,800 | $70,800 |
| Calvert County | $149,900 | $106,800 | $75,350 |
| Anne Arundel County | $134,000 | $106,800 | $67,000 |
| Baltimore city | $134,000 | $106,800 | $67,000 |
| Baltimore County | $134,000 | $106,800 | $67,000 |
| Carroll County | $134,000 | $106,800 | $67,000 |
| Harford County | $134,000 | $106,800 | $67,000 |
| Howard County | $134,000 | $106,800 | $67,000 |
| Queen Anne's County | $134,000 | $106,800 | $67,000 |
| Cecil County | $122,700 | $98,150 | $61,350 |
| Talbot County | $117,500 | $94,000 | $58,750 |
| Kent County | $112,000 | $89,600 | $56,000 |
| Worcester County | $111,100 | $88,900 | $55,550 |
| Washington County | $105,100 | $82,400 | $51,500 |
| Wicomico County | $104,700 | $82,400 | $51,500 |
| Somerset County | $89,800 | $76,000 | $47,500 |
| Caroline County | $88,800 | $76,000 | $47,500 |
| Garrett County | $88,300 | $76,000 | $47,500 |
| Dorchester County | $87,300 | $76,000 | $47,500 |
| Allegany County | $72,700 | $76,000 | $47,500 |
Sources
Figures are computed from the documents above and rounded to the dollar. All sources.
Maryland first-time buyer programs →
Income limits in every state