Michigan Income Limits by County, 2026

Are you under the income limit?

About these limits

HUD publishes a limit for every county each year. Most down payment help uses 80% of the area median income, adjusted for how many people live in the home. Limits are for the HUD area around the county, not the county alone. Source: HUD FY 2026 Income Limits.

HUD's area median family income and the low-income limit (80% of median, family of four) for all 83 Michigan counties, highest median first. These limits gate most down payment assistance and affordable mortgage programs.

Choose your county to see the answer.

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CountyHouseholdIncomePriceSavings
More about income limits
Michigan counties
CountyArea median incomeLow income (80%), 4 peopleVery low (50%), 4 people
Washtenaw County$142,300$106,800$69,200
Livingston County$129,000$103,200$64,500
Leelanau County$122,100$97,700$61,050
Grand Traverse County$113,900$91,100$56,950
Ottawa County$113,700$90,950$56,850
Kalamazoo County$108,100$84,250$52,650
Midland County$107,200$85,750$53,600
Kent County$106,600$85,300$53,300
Lapeer County$104,800$83,850$52,400
Macomb County$104,800$83,850$52,400
Oakland County$104,800$83,850$52,400
St. Clair County$104,800$83,850$52,400
Wayne County$104,800$83,850$52,400
Clinton County$102,600$82,100$51,300
Eaton County$102,600$82,100$51,300
Ingham County$102,600$82,100$51,300
Emmet County$101,700$81,350$50,850
Jackson County$101,200$74,150$46,350
Barry County$101,000$80,800$50,500
Marquette County$99,900$76,700$47,950
Allegan County$99,600$79,700$49,800
Ionia County$98,700$73,300$45,800
Charlevoix County$97,400$77,900$48,700
Benzie County$95,500$76,400$47,750
Monroe County$95,200$76,150$47,600
Van Buren County$94,400$75,500$47,200
Antrim County$92,900$74,300$46,450
Berrien County$92,200$73,750$46,100
Otsego County$90,600$72,500$45,300
Bay County$89,900$71,900$44,950
Cass County$89,800$71,850$44,900
Houghton County$89,400$71,500$44,700
Mason County$89,000$71,200$44,500
Shiawassee County$87,600$70,100$43,800
Lenawee County$87,000$69,600$43,500
Kalkaska County$86,600$69,300$43,300
Chippewa County$86,300$69,050$43,150
St. Joseph County$85,900$68,700$42,950
Manistee County$85,500$68,400$42,750
Mackinac County$84,300$67,450$42,150
Dickinson County$83,400$66,900$41,800
Saginaw County$83,200$66,900$41,800
Menominee County$83,100$66,900$41,800
Missaukee County$83,100$66,900$41,800
Tuscola County$83,000$66,900$41,800
Delta County$82,800$66,900$41,800
Wexford County$82,200$66,900$41,800
Genesee County$82,100$66,900$41,800
Presque Isle County$82,100$66,900$41,800
Huron County$81,900$66,900$41,800
Branch County$81,800$66,900$41,800
Mecosta County$81,700$66,900$41,800
Hillsdale County$81,300$66,900$41,800
Keweenaw County$80,900$68,500$42,800
Calhoun County$80,700$66,900$41,800
Montcalm County$80,600$66,900$41,800
Gratiot County$80,100$66,900$41,800
Cheboygan County$79,500$66,900$41,800
Newaygo County$79,300$66,900$41,800
Isabella County$79,000$66,900$41,800
Oceana County$78,100$66,900$41,800
Gladwin County$77,900$66,900$41,800
Sanilac County$77,800$66,900$41,800
Alger County$77,500$66,900$41,800
Muskegon County$77,500$66,900$41,800
Alcona County$77,100$66,900$41,800
Arenac County$76,800$66,900$41,800
Crawford County$76,400$66,900$41,800
Schoolcraft County$75,800$66,900$41,800
Iron County$75,300$66,900$41,800
Ontonagon County$75,200$66,900$41,800
Osceola County$74,200$66,900$41,800
Roscommon County$73,300$66,900$41,800
Alpena County$72,600$66,900$41,800
Ogemaw County$71,500$66,900$41,800
Baraga County$70,700$66,900$41,800
Gogebic County$70,500$66,900$41,800
Montmorency County$69,900$66,900$41,800
Iosco County$69,800$66,900$41,800
Luce County$68,700$66,900$41,800
Oscoda County$66,200$66,900$41,800
Clare County$65,100$66,900$41,800
Lake County$62,600$66,900$41,800

Sources

Figures are computed from the documents above and rounded to the dollar. All sources.

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