Michigan Income Limits by County, 2026
HUD's area median family income and the low-income limit (80% of median, family of four) for all 83 Michigan counties, highest median first. These limits gate most down payment assistance and affordable mortgage programs.
| County | Area median income | Low income (80%), 4 people | Very low (50%), 4 people |
|---|---|---|---|
| Washtenaw County | $142,300 | $106,800 | $69,200 |
| Livingston County | $129,000 | $103,200 | $64,500 |
| Leelanau County | $122,100 | $97,700 | $61,050 |
| Grand Traverse County | $113,900 | $91,100 | $56,950 |
| Ottawa County | $113,700 | $90,950 | $56,850 |
| Kalamazoo County | $108,100 | $84,250 | $52,650 |
| Midland County | $107,200 | $85,750 | $53,600 |
| Kent County | $106,600 | $85,300 | $53,300 |
| Lapeer County | $104,800 | $83,850 | $52,400 |
| Macomb County | $104,800 | $83,850 | $52,400 |
| Oakland County | $104,800 | $83,850 | $52,400 |
| St. Clair County | $104,800 | $83,850 | $52,400 |
| Wayne County | $104,800 | $83,850 | $52,400 |
| Clinton County | $102,600 | $82,100 | $51,300 |
| Eaton County | $102,600 | $82,100 | $51,300 |
| Ingham County | $102,600 | $82,100 | $51,300 |
| Emmet County | $101,700 | $81,350 | $50,850 |
| Jackson County | $101,200 | $74,150 | $46,350 |
| Barry County | $101,000 | $80,800 | $50,500 |
| Marquette County | $99,900 | $76,700 | $47,950 |
| Allegan County | $99,600 | $79,700 | $49,800 |
| Ionia County | $98,700 | $73,300 | $45,800 |
| Charlevoix County | $97,400 | $77,900 | $48,700 |
| Benzie County | $95,500 | $76,400 | $47,750 |
| Monroe County | $95,200 | $76,150 | $47,600 |
| Van Buren County | $94,400 | $75,500 | $47,200 |
| Antrim County | $92,900 | $74,300 | $46,450 |
| Berrien County | $92,200 | $73,750 | $46,100 |
| Otsego County | $90,600 | $72,500 | $45,300 |
| Bay County | $89,900 | $71,900 | $44,950 |
| Cass County | $89,800 | $71,850 | $44,900 |
| Houghton County | $89,400 | $71,500 | $44,700 |
| Mason County | $89,000 | $71,200 | $44,500 |
| Shiawassee County | $87,600 | $70,100 | $43,800 |
| Lenawee County | $87,000 | $69,600 | $43,500 |
| Kalkaska County | $86,600 | $69,300 | $43,300 |
| Chippewa County | $86,300 | $69,050 | $43,150 |
| St. Joseph County | $85,900 | $68,700 | $42,950 |
| Manistee County | $85,500 | $68,400 | $42,750 |
| Mackinac County | $84,300 | $67,450 | $42,150 |
| Dickinson County | $83,400 | $66,900 | $41,800 |
| Saginaw County | $83,200 | $66,900 | $41,800 |
| Menominee County | $83,100 | $66,900 | $41,800 |
| Missaukee County | $83,100 | $66,900 | $41,800 |
| Tuscola County | $83,000 | $66,900 | $41,800 |
| Delta County | $82,800 | $66,900 | $41,800 |
| Wexford County | $82,200 | $66,900 | $41,800 |
| Genesee County | $82,100 | $66,900 | $41,800 |
| Presque Isle County | $82,100 | $66,900 | $41,800 |
| Huron County | $81,900 | $66,900 | $41,800 |
| Branch County | $81,800 | $66,900 | $41,800 |
| Mecosta County | $81,700 | $66,900 | $41,800 |
| Hillsdale County | $81,300 | $66,900 | $41,800 |
| Keweenaw County | $80,900 | $68,500 | $42,800 |
| Calhoun County | $80,700 | $66,900 | $41,800 |
| Montcalm County | $80,600 | $66,900 | $41,800 |
| Gratiot County | $80,100 | $66,900 | $41,800 |
| Cheboygan County | $79,500 | $66,900 | $41,800 |
| Newaygo County | $79,300 | $66,900 | $41,800 |
| Isabella County | $79,000 | $66,900 | $41,800 |
| Oceana County | $78,100 | $66,900 | $41,800 |
| Gladwin County | $77,900 | $66,900 | $41,800 |
| Sanilac County | $77,800 | $66,900 | $41,800 |
| Alger County | $77,500 | $66,900 | $41,800 |
| Muskegon County | $77,500 | $66,900 | $41,800 |
| Alcona County | $77,100 | $66,900 | $41,800 |
| Arenac County | $76,800 | $66,900 | $41,800 |
| Crawford County | $76,400 | $66,900 | $41,800 |
| Schoolcraft County | $75,800 | $66,900 | $41,800 |
| Iron County | $75,300 | $66,900 | $41,800 |
| Ontonagon County | $75,200 | $66,900 | $41,800 |
| Osceola County | $74,200 | $66,900 | $41,800 |
| Roscommon County | $73,300 | $66,900 | $41,800 |
| Alpena County | $72,600 | $66,900 | $41,800 |
| Ogemaw County | $71,500 | $66,900 | $41,800 |
| Baraga County | $70,700 | $66,900 | $41,800 |
| Gogebic County | $70,500 | $66,900 | $41,800 |
| Montmorency County | $69,900 | $66,900 | $41,800 |
| Iosco County | $69,800 | $66,900 | $41,800 |
| Luce County | $68,700 | $66,900 | $41,800 |
| Oscoda County | $66,200 | $66,900 | $41,800 |
| Clare County | $65,100 | $66,900 | $41,800 |
| Lake County | $62,600 | $66,900 | $41,800 |
Sources
Figures are computed from the documents above and rounded to the dollar. All sources.
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