New Mexico Income Limits by County, 2026

Are you under the income limit?

About these limits

HUD publishes a limit for every county each year. Most down payment help uses 80% of the area median income, adjusted for how many people live in the home. Limits are for the HUD area around the county, not the county alone. Source: HUD FY 2026 Income Limits.

HUD's area median family income and the low-income limit (80% of median, family of four) for all 33 New Mexico counties, highest median first. These limits gate most down payment assistance and affordable mortgage programs.

Choose your county to see the answer.

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CountyHouseholdIncomePriceSavings
More about income limits
New Mexico counties
CountyArea median incomeLow income (80%), 4 peopleVery low (50%), 4 people
Los Alamos County$182,500$106,800$85,450
Santa Fe County$118,600$87,500$54,700
Bernalillo County$100,400$80,300$50,200
Sandoval County$100,400$80,300$50,200
Torrance County$100,400$80,300$50,200
Valencia County$100,400$80,300$50,200
Eddy County$100,100$80,100$50,050
Harding County$95,500$68,150$42,600
Lea County$92,200$70,250$43,900
De Baca County$89,500$71,600$44,750
Taos County$80,500$64,400$40,250
San Juan County$80,300$64,250$40,150
Doña Ana County$79,900$62,150$38,850
Curry County$79,000$63,200$39,500
San Miguel County$74,300$59,450$37,150
Lincoln County$73,800$59,050$36,900
Rio Arriba County$73,700$58,950$36,850
Sierra County$71,300$58,300$36,450
Hidalgo County$71,200$58,300$36,450
Otero County$71,000$58,300$36,450
Catron County$70,200$58,300$36,450
Roosevelt County$69,700$58,300$36,450
Grant County$68,400$59,500$37,200
Union County$66,700$58,300$36,450
Chaves County$65,600$58,300$36,450
Colfax County$64,700$58,300$36,450
Cibola County$62,600$58,300$36,450
Guadalupe County$60,500$58,300$36,450
Quay County$60,400$58,300$36,450
Mora County$57,700$58,300$36,450
McKinley County$56,400$58,300$36,450
Socorro County$50,000$58,300$36,450
Luna County$48,300$58,300$36,450

Sources

Figures are computed from the documents above and rounded to the dollar. All sources.

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